About Us:
Kadel Labs is a
leading IT services company delivering top-quality technology solutions since
2017, focused on enhancing business operations and productivity through
tailored, scalable, and future-ready solutions. With deep
domain expertise and a commitment to innovation, we help businesses
stay ahead of technological trends. As a CMMI Level 3 and ISO 27001:2022
certified company, we ensure best-in-class process maturity and information
security, enabling organizations to achieve their digital transformation goals
with confidence and efficiency.
Job Title: Loss Forecasting & Credit Strategy Analyst
(Credit Card)
Experience: 5- 10 Years
Location: Jaipur, Udaipur, Bhopal & Bangalore
We are looking for an experienced Loss Forecasting & Credit Strategy Analyst to support loss forecasting, reserve analytics, and credit strategy development
for a US credit card portfolio.
The ideal candidate will combine strong analytical and technical skills with a
solid understanding of credit risk and card portfolio dynamics.
- Build
and maintain loss forecasting models using roll-rate,
vintage, and CECL-aligned methodologies.
- Develop baseline
and stress-scenario forecasts and analyze forecast vs.
actual variances.
- Develop
and evaluate credit strategies across line management, authorization, and
collections.
- Assess
the P&L,
credit risk, and loss impact of proposed strategies.
- Apply AI/ML
techniques to improve forecasting accuracy and scenario
analysis.
- Translate
analytical insights into actionable credit strategy recommendations for senior stakeholders.
- Collaborate
with business, risk, finance, and technology teams.
Requirements
- 5–10 years of experience in Credit Risk, Loss Forecasting, Credit
Strategy, or related analytics roles.
- Hands-on
experience with US credit card portfolios on the issuing
side — US bank, card issuer, fintech, or GCC/captive
supporting a US card business.
- Strong
proficiency in Python and SQL for
forecasting, data analysis, and scenario modelling.
- Working
knowledge of CECL, stress testing, and reserve concepts;
CCAR/DFAST exposure is an advantage.
- Experience
applying AI/ML to forecasting, credit risk, or
analytics is preferred.
- Strong Advanced
Excel skills, including pivot tables, complex formulas,
dashboards, and management reporting.
- Excellent
communication skills with the ability to work with US-based
stakeholders and provide US business-hour overlap when
required.
Benefits
Visit us:
· https://kadellabs.com/
· https://in.linkedin.com/company/kadel-labs
· https://www.glassdoor.co.in/Overview/Working-at-Kadel-Labs-EI_IE4991279.11,21.html
Skills Required
- 5–10 years of experience in credit risk, loss forecasting, credit strategy, or related analytics roles
- Hands-on experience with US credit card portfolios on the issuing side, such as a US bank, card issuer, fintech, or GCC/captive supporting a US card business
- Strong proficiency in Python and SQL for forecasting, data analysis, and scenario modeling
- Working knowledge of CECL, stress testing, and reserve concepts
- CCAR/DFAST exposure
- Experience applying AI/ML to forecasting, credit risk, or analytics
- Strong Advanced Excel skills, including pivot tables, complex formulas, dashboards, and management reporting
- Excellent communication skills and ability to work with US-based stakeholders with US business-hour overlap when required
What We Do
Kadel Labs is a deep-tech IT services and product-engineering company that helps organizations modernize systems, use data effectively, adopt AI, and build scalable digital products across multiple industries. Its offerings include data engineering and analytics, cloud engineering, software development and modernization, Gen AI services, and SaaS platforms. The company also operates as a startup studio supporting early-stage founders and technology ventures.
