LightStream Collector I

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Richmond, VA
Hybrid
1-3 Years Experience
Cloud • Fintech • Other • Payments • Software • Data Privacy
The Role

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Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
This is a hybrid work schedule for posted location-please see details about work schedule.
Responsible for following standardized collection and/or recovery procedures for all assigned accounts and making leadership aware of problem accounts that may result in repossession, foreclosure or charge-off within established time frames.
*****2nd shift hours as follows:
Evening with Rotating Saturday
1st Week
Mon - Thurs 12pm-9pm, Fri 10am-7pm
2nd week
Mon - Thurs 11am-9pm (with either T/W/Th off), Fri 10am - 7pm, Sat 8am -1 pm
Please note that this has a hybrid work schedule requiring both onsite at posted location and work from home schedule
ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Meet performance expectations for collection efforts for assigned accounts based upon individual goals and objectives, e.g., minimum calls per day, contact percentage, promises/calls ratio, promises kept.
2. Manage client communications and provide accurate account detail and information with a high level of professionalism and integrity, while following all required compliance and quality expectations.
3. Execute calls to assigned accounts in order of the collection system queue priority as established by calling strategy.
4. Document all collection efforts for each assigned account in the collection system using appropriate codes and notes in accordance with established procedures.
5. Utilize established resources for alternative information to reach clients.
6. Offer/execute payment assistance and settlement programs for clients based upon written policy guidelines.
7. Communicate regularly with leadership on status of problem accounts in accordance with established procedures.
8. Ensure that all accounts have been thoroughly worked according to established procedures (including contact attempts, required letters, etc.)
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. High school graduate
2. Basic computer skills
3. Strong verbal and written communication skills
4. Ability to perform in a fast paced, highly dynamic environment
Preferred Qualifications:
1. Bachelor's Degree in a business-related field
2. Previous customer service, collection/recovery or lending experience
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site . Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

The Company
HQ: Charlotte , NC
25,000 Employees
Hybrid Workplace
Year Founded: 2019

What We Do

BB&T and SunTrust formed Truist with a shared purpose—to inspire and build better lives and communities. With our combined resources, collective passion, and commitment to innovation, we’re creating a better financial experience to help people and businesses achieve more.

With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending; and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. Truist Bank, Member FDIC.

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