Position Summary: The examiner adjusts and defends claims and lawsuits against our insureds. It entails reviewing policies to determine coverage, resolving questions of coverage, investigating and making liability determinations, and evaluating damages such as property damage or medical records.
Essential Duties and Responsibilities:- Review and verify coverage for each claim, includes policy review and comparing to allegations made by the claimant. Issue timely coverage position letters.
- Conduct factual investigation directly or with the assistance of investigators.
- Review and analyze various documents such as contracts, leases, condo/co-op governing documents, the insured’s business records, public records, medical records, property damage scopes, etc.
- Setting proper reserves timely; making a fair and prompt settlement determination.
- Negotiate settlements.
- Follow all company and departmental protocols.
- Direct defense counsel, monitor/review discovery.
- Maintain accurate and complete file notes.
- Maintain current and meaningful diary system.
- Participates in special projects and performs additional duties as required.
- Bachelors Degree required.
- CPCU, AIC, SCLA and other insurance professional designations preferred.
- 2+ years of experience handing premises liability claims required.
- Familiarity with ImageRight, WINS, EXCEL and Microsoft Office a plus.
- Strong written and verbal communication skills required as well as good interpersonal, analytical and negotiation skills.
- Intellectual curiosity.
- A strong sense of urgency.
- Ability to establish relationships and rapport with insured’s brokers, attorneys, etc.
- Ability to empathize with unrepresented claimants.
- Ability to travel occasionally, generally locally.
- Attain/maintain any licenses in states that require them if assigned to those states.
The salary range for this role is $61,700-$141,400. The listed annual salary range posted for this position is subject to change and may vary depending on performance, education, experience, skills, geographic location, travel requirements, demonstrated proficiency in the competencies required for the role and business needs. Base pay is just one component of GNY’s total compensation package for employees. Other rewards include eligibility for an annual discretionary bonus based on performance.
Skills Required
- Bachelor’s degree
- At least 2 years of experience handling premises liability claims
- Strong written and verbal communication skills
- Interpersonal, analytical, and negotiation skills
- Ability to establish relationships with insureds, brokers, and attorneys
- Ability to empathize with unrepresented claimants
- Ability to travel occasionally, generally locally
- Ability to attain and maintain required state licenses
- CPCU, AIC, SCLA, or other insurance professional designation
- Familiarity with ImageRight, WINS, Excel, and Microsoft Office
What We Do
Greater New York Insurance Companies are leading providers of middle market property and casualty insurance focusing on commercial real estate, including condominiums, co-op apartment buildings, office buildings, restaurants, light manufacturing, and other small to mid-size commercial establishments. The lead company was formed as a mutual insurance company in 1914 as an outgrowth of a real estate trade association servicing New York City property owners. Now, over 100 years after its founding, GNY writes business in 15 states primarily in the Northeast, Mid-Atlantic and Midwest regions of the United States.
