Join us as a Lending Portfolio Lead at NatWest Boxed
- This is a high impact role responsible for key financial outcomes of Boxed lending products, and as such has strong influence in the definition of our decision strategy so that we optimise financial objectives and returns.
- Joining a collaborative and friendly team, you’ll have the opportunity to broaden your network and relationships as you work closely with key areas of the business
What you'll do
As our Lending Portfolio Lead, you will sit within the Commercial Strategy team at NatWest Boxed and drive the evolution and optimisation of our decisioning strategy, including credit and fraud, for our consumer lending products - currently Unsecured Loans and Point-of-Sale finance.
We’ll also expect you to:
- Partner with NatWest’s central credit and fraud strategy teams to define and deliver optimisation roadmaps for Boxed products so that we optimise P&L outcomes
- Champion Boxed’s business priorities to influence the Group’s broader decisioning agenda
- Serve as the subject matter expert in commercial team discussions, evaluating optimisation opportunities and potential new deals
- Provide data-driven input on business KPI forecasting, clearly articulating the credit and fraud implications of commercial initiatives
- Conduct hands-on quantitative analyses to generate actionable insights and recommendations
- Develop Boxed’s internal credit and fraud MI in collaboration with team members and partner functions
- Work cross-functionally with Credit, Fraud, Product, Data, Operations, Risk, Finance (among others), being the Credit & Fraud voice in discussions about both day-to-day management of Boxed business and optimisation initiatives
- Collaborate with engineering and product teams to integrate and operationalize strategy changes within our lending platforms
The skills you'll need
We’re looking for someone with extensive extensive experience in a Credit Strategy and Analytics role (or similar) in the consumer lending space.
We’ll also need you to have:
- A deep understanding of the end-to-end digital consumer lending decisioning lifecycle
- Strong analytical skills and ability to turn data into insights using SQL, Python and Excel, and using them to inform business initiatives
- The ability to distill complex quantitative analyses into clear, structured, and compelling narratives for diverse stakeholders
- The ability to operate effectively in a fast-moving and evolving environment
- Deep intellectual curiosity and keen interest to get into the details of complex Fintech/Banking-As-A-Service (BaaS) commercial models and products
Hours
35Job Posting Closing Date:
24/09/2026Ways of Working:Remote FirstSkills Required
- Extensive experience in credit strategy and analytics or a similar role within consumer lending
- Deep understanding of the end-to-end digital consumer lending decisioning lifecycle
- Strong analytical skills using SQL, Python, and Excel
- Ability to translate data into insights that inform business initiatives
- Ability to distill complex quantitative analyses into clear, structured narratives for diverse stakeholders
- Ability to operate effectively in a fast-moving and evolving environment
- Intellectual curiosity and interest in complex fintech and Banking-as-a-Service commercial models and products
NatWest Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about NatWest Group and has not been reviewed or approved by NatWest Group.
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Flexible Benefits — A flexible ValueAccount structure with pension and benefit funding allows tailoring of health, protection, lifestyle, and savings options, with unused amounts typically paid as cash. This flexibility supports personalisation of coverage, particularly in Great Britain where the framework is most detailed.
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Retirement Support — Employer-funded pension contributions are provided on top of salary in Great Britain, alongside automatic retirement enrollment and share/save programs. This creates structured long‑term wealth support as part of total reward.
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Parental & Family Support — UK policies outline extended maternity, adoption and equal partner leave on full pay with a phased return, plus paid neonatal care leave. These provisions are positioned as market‑leading and complement broader flexibility resources.
NatWest Group Insights
What We Do
We’re a business that understands when our customers and people succeed, our communities succeed, and our economy thrives. As part of our purpose, we’re looking at how we can drive change for our communities in enterprise, learning and climate. As one of the leading supporters of UK business, we’re prioritising enterprise as a force of change. We’re focusing on the people and communities who have traditionally faced the highest barriers to entry and figuring out ways to remove these. Learning is also key to our continued growth as a company in an ever changing and increasingly digital world. By setting a dynamic and leading learning culture, our people prosper, and our customers are given the tools to continue to improve their financial capability and confidence. One of the biggest challenges we all face in our future is climate change. That’s why we’ve put it right at the core of our purpose. We want to champion climate solutions with financing and entrepreneurial support, fully embed climate into our culture and decision making, and be climate positive by 2025. We’re committed to using our purpose to break down barriers, drive change and ultimately create a great place to work.
