Lending Finance & Pricing - Financial Analysis - Vice President

Job Description
Business Banking (BB) is a part of Banking and Wealth Management (BWM) and is one of the industry leading providers of Deposit, Cash Management and Lending products and services to the small business segment. The Finance team reports into the Business Banking CFO.
As a Vice President in Financial Analysis on the Lending Finance & Pricing Team, you will be responsible for the execution of pricing strategies, ownership of pricing assumptions, monitoring of financial results, and support of pricing strategy. If you are interested in a role that allows you to utilize your outstanding problem solving, financial analysis and relationship building skills to deliver full financial support to the BB organization and work with partners across JPMorgan Chase, then please apply today!
Job Responsibilities:

• Manage and own the implementation of various assumptions for pricing, including expenses, capital, and credit losses.
• Lead the pricing forum to gather input from key stakeholders such as field, legal, risk, compliance, and fair lending, and document and track decisions.
• Manage a team responsible for day-to-day pricing execution activities.
• Develop new reporting on profitability and other key pricing metrics to support strategic pricing decisions.
• Oversee the approach to pricing execution, determining which processes are automated versus manual, and ensure all necessary controls are in place and properly executed.
• Define and oversee the execution of pricing tests to determine optimal tradeoffs between rate and volume, in collaboration with finance and analytic teams.
• Prepare and present analysis for key stakeholders, including Product, Risk, and Sales teams.
• Handle ad-hoc requests related to the financial impacts of new strategies, and updates to pricing or assumptions.

Required Qualifications, Capabilities and Skills:

• Bachelor's degree in finance-related or quantitative field
• 5+ years of experience in consumer lending, treasury, finance, or P&A at a financial services firm
• Strong aptitude in Microsoft Excel
• Ability to create financial models, reporting, and repeatable processes

Preferred Qualifications, Capabilities and Skills:

• Basic understanding of a lending P&L
• Basic experience using SAS/SQL
• People management experience

About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.