LEGAL OFFICER

KEY RESPONSIBILITIES

A. Legal Advisory & Support

• Provide legal advice to Management and staff on banking operations and legal matters.
  
• Interpret laws, regulations, and contractual obligations affecting the Bank.
  
• Support various departments on legal and regulatory issues.
  
• Advise on legal risks associated with products, services, and transactions.
  

B. Contract Management

• Draft, review, and vet contracts, agreements, MOUs, and other legal documents.
  
• Ensure contracts adequately protect the Bank’s interests.
  
• Maintain proper contract records and monitoring schedules.
  
• Review vendor, supplier, and service agreements before execution.
  

Examples include:

• Service Level Agreements (SLAs)
  
• Lease agreements
  
• Employment-related agreements
  
• Procurement contracts
  
• Partnership agreements
  

C. Loan Documentation & Securities

• Review and prepare legal documentation for credit facilities.
  
• Ensure proper perfection of securities and collateral documentation.
  
• Verify validity and enforceability of collateral documents.
  
• Support registration of securities with relevant authorities.
  
• Ensure all loan documentation complies with Credit Policy and legal requirements.
  

Examples:

• Debentures
  
• Mortgage documents
  
• Guarantees
  
• Loan agreements
  
• Assignment agreements
  

D. Recovery & Litigation Management

• Support recovery of non-performing loans and delinquent accounts.
  
• Coordinate with external advocates and debt collectors.
  
• Prepare demand notices and legal correspondence.
  
• Monitor court cases and legal proceedings involving the Bank.
  
• Maintain litigation registers and provide status updates to Management.
  
• Recommend legal recovery actions where necessary.
  

F. Corporate Governance Support

• Support maintenance of statutory records and legal registers.
  
• Ensure timely filing of statutory documents and licenses.
  
• Monitor legal obligations and compliance deadlines.
  

G. Policy & Process Management

• Participate in development and review of:
  
• Legal policies
  
• Recovery procedures
  
• Contract management procedures
  
• Compliance-related policies
  
• Promote legal awareness within the Bank through staff guidance and training.
  

KEY PERFORMANCE INDICATORS (KPIs)

• Timely review of contracts and legal documents
  
• Number of legal/compliance breaches
  
• Recovery success rate on legal accounts
  
• Timely resolution of legal matters
  
• Compliance with statutory filing deadlines
  
• Quality and accuracy of legal documentation
  
• Minimal litigation losses and legal exposure
  

QUALIFICATIONS & EXPERIENCE

Education

• Bachelor’s degree in Law (LL.B) from a recognized institution.
  
• Advocate of the High Court of Tanzania is an added advantage.
  
• Postgraduate qualification in Banking, Compliance, Risk, or Corporate Law is an added advantage.
  

Experience

• Minimum 3–5 years’ experience in legal practice, banking legal services, or corporate legal affairs.
  
• Experience in banking, microfinance, loan recovery, or commercial law is highly preferred.
  
• Familiarity with banking regulations and loan documentation.
  
• Experience dealing with external lawyers, regulators, and courts.
  

• Strong understanding of banking and commercial laws
  
• Contract drafting and negotiation skills
  
• Litigation and recovery management skills
  
• Legal research and analytical skills
  
• Attention to detail
  
• Integrity and confidentiality
  
• Good communication and report writing skills
  
• Ability to work under pressure and meet deadlines
  
• Strong problem-solving and negotiation abilities