Legal Counsel, Payments & Fintech

Posted 2 Hours Ago
Be an Early Applicant
Hiring Remotely in USA
Remote
150K-160K Annually
Senior level
Gaming
The Role
Provide legal guidance on global payment processing, fintech regulation, money movement, licensing, compliance, and digital innovation. Draft and negotiate agreements with payment providers, banks, card networks, vendors, and partners. Advise on KYC/KYB, AML, sanctions, entity structuring, market expansion, chargebacks, settlements, reserves, and emerging technologies. Collaborate with product, technology, operations, and management teams to launch compliant payment products and address legal risks.
Summary Generated by Built In
ABOUT YOU

We are seeking an experienced Legal Counsel with a strong background in payments and fintech to join our dynamic legal team. The ideal candidate thrives in a fast-paced, highly dynamic environment and is excited to provide strategic legal guidance on payment processing, financial regulation, and digital innovation, while supporting the broader legal needs of a global commerce company.

Strong analytical skills, exceptional communication abilities, and hands-on expertise with payments and financial regulations are essential, along with a proven track record in drafting and negotiating complex commercial contracts and advising on compliance matters. The ability to manage multiple priorities, anticipate legal challenges, and collaborate across business and technology teams will be critical to your success in this role.

If you are passionate about the intersection of payments, technology, and commerce — and enjoy helping a business launch compliant, compelling products across markets — we would love to hear from you.

ABOUT US

Xsolla is a global commerce company with robust tools and services to help developers solve the inherent challenges of the video game industry. From indie to AAA, companies partner with Xsolla to help them fund, distribute, market, and monetize their games. Headquartered and incorporated in Los Angeles, California, Xsolla operates as the merchant of record and has helped over 1,500+ game developers reach more players and grow their businesses around the world. As a merchant of record processing payments globally, Xsolla sits at the center of payments, fintech, and digital commerce.

For more information, visit xsolla.com.


Responsibilities:

  • Draft, review, and negotiate agreements with payment service providers, acquirers, card networks, payment facilitators, banks, and other financial partners, securing commercially favorable terms and protecting the company's interests.

  • Advise on payment processing operations end-to-end, including onboarding new payment methods and providers, structuring global money flows and settlement, chargeback and refund frameworks, fund flows, and reserve/holdback arrangements.

  • Advise on and support KYC/KYB, AML/CFT, sanctions screening, and customer due diligence requirements across markets, and help build practical onboarding and compliance processes with the business.

  • Support the legal and regulatory requirements of connecting to payment systems and expanding into new markets, including licensing analysis, entity structuring, and the incorporation and maintenance of legal entities where required.

  • Consult the business on the legal issues and implications of potential business decisions, initiatives, and payment strategies, providing clear legal advice, strategies, and practical solutions for general business and legal matters.

  • Maintain current knowledge of laws and regulations governing payment services and digital innovation, including cryptocurrencies, blockchain, NFTs, and decentralized finance (DeFi). 

  • Identify, summarize, and analyze the impact of new and proposed rules and regulations on money movement, payment strategies, and current business initiatives.

  • Draft, review, and negotiate contracts and other documentation for new business ideas, as well as licensing, vendor, and partnership agreements, ensuring they align with legal standards and company goals.

  • Work closely with business and technology teams to understand and achieve key business objectives and help them develop compliant payment products and service offerings.

  • Identify potential legal challenges early and propose practical solutions to address them.

  • Manage multiple priorities and meet tight deadlines, and provide other legal services and advice to the company as needed.

Qualifications & Skills:

  • Licensed to practice law in the US, in good standing.

  • At least 5 years of legal experience in fintech, banking, and/or payments, with demonstrated expertise in payments and familiarity with the applicable U.S. and international regulatory landscape (e.g., money transmission, BSA/AML, PSD2, MiCA, and card network rules).

  • Proven ability to provide practical legal advice in a fast-paced business environment.

  • Excellent communication skills and the ability to work collaboratively with cross-functional teams, including product, technology, business operations, and management.

  • Excellent drafting skills, with experience drafting, reviewing, and negotiating complex commercial agreements, including payment processing, financial services, technology, licensing, vendor, and partnership agreements.

Note:

    This is a remote position open to candidates anywhere in the US, with the ability to travel to our Los Angeles-area headquarters (Sherman Oaks, CA) approximately twice a year. Candidates based in the Los Angeles area are preferred but this is not mandatory.

Benefits:
We are passionate about fostering a supportive environment for our team, so we prioritize the physical, mental, and emotional well-being of our employees and their families through a comprehensive Benefits Program. This includes 100% company-paid medical, dental, and vision plans, unlimited Flexible Time Off, and a personalized career roadmap for each employee. By investing in professional development through training and educational opportunities, we ensure that our team thrives both personally and professionally. Together, we’re not just building a business; we’re cultivating a community that values creativity, collaboration, and the transformative power of play.
 
Equal Employment Opportunity Statement:
Xsolla is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, national origin, age, disability, sexual orientation, gender identity, or any other characteristic protected by law.
We consider qualified applicants with criminal histories in accordance with the Fair Chance Act.
 
Criminal History Consideration:
For the Legal Counsel position, we will conduct a background check that may include the following:
Criminal history check
Employment verification
Education verification
 
Relevance to Job Responsibilities:
The background check is relevant to this position because of the following role responsibilities:
Accessing confidential company data
Ensuring compliance with regulatory requirements
Handling sensitive financial information/managing budgets/accessing funds
 
Rights Under the Fair Chance Act:
Applicants are encouraged to inquire about their rights under the Fair Chance Act. If you have questions regarding our hiring practices, please contact [email protected].

Skills Required

  • Licensed to practice law in the United States and in good standing
  • At least 5 years of legal experience in fintech, banking, and/or payments
  • Demonstrated expertise in payments and familiarity with U.S. and international regulations, including money transmission, BSA/AML, PSD2, MiCA, and card network rules
  • Ability to provide practical legal advice in a fast-paced business environment
  • Excellent communication and cross-functional collaboration skills
  • Experience drafting, reviewing, and negotiating complex commercial, payment processing, financial services, technology, licensing, vendor, and partnership agreements

Xsolla Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Xsolla and has not been reviewed or approved by Xsolla.

  • Fair & Transparent Compensation Pay is considered fair or good in many cases, with mentions of high salary or being paid well in certain roles and markets. Market-aligned ranges for several U.S. roles indicate base pay is not out of step with peers.
  • Healthcare Strength Health coverage is described as comprehensive for full-time employees and families, with employer-paid medical, dental, and vision noted in some U.S. postings. Positive remarks on medical coverage appear on dedicated benefits pages.
  • Leave & Time Off Breadth Flexible or unlimited paid time off is repeatedly highlighted, alongside parental leave and remote or hybrid flexibility. These elements contribute to an overall package that many view as solid.

Xsolla Insights

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The Company
HQ: Sherman Oaks, CA
593 Employees
Year Founded: 2005

What We Do

Xsolla's video game business engine helps game developers and publishers operate more efficiently and sell more games. Serving only the video game industry, Xsolla caters to businesses from indie to enterprise, with solutions that solve the complexities of distribution, marketing, and monetization so developers, publishers, and platform partners. Our goal is to increase your audience, sales and revenue. Headquartered in Los Angeles, with offices worldwide, Xsolla operates as a merchant and seller of record for major gaming entities like Valve, Twitch, Ubisoft, Epic Games, and PUBG Corporation.

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