The Role
Support implementation and execution of compliance controls: monitor local regulations, draft and review contracts, respond to legal/compliance queries, design and monitor compliance initiatives, identify and mitigate regulatory risks, and coordinate with departments to ensure operational alignment with legal requirements.
Summary Generated by Built In
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Legal & Compliance Analyst is responsible for support implementation and execution of compliance controls related to local regulatory obligations and PayJoy programs, by reviewing and drafting documents and contracts, addressing routine legal and compliance queries, and ensuring efficient support to meet operational and regulatory needs in alignment with the company’s objectives.
Responsibilities
Monitor and interpret local regulations to ensure the company adheres to applicable laws and avoids non-compliance risks.
Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.
Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.
Qualifications
Bachelor’s degree in Law.
At least 2 years of internship experience in legal (Corporate Lawyer) and/or compliance roles.
Strong legal reasoning and analytical skills.
Experience in Internal and external audits
Strong teamwork skills, a proven ethical record, and the ability to work with key objective metrics.
At least 2 years of internship experience in legal (Corporate Lawyer) and/or compliance roles.
Strong legal reasoning and analytical skills.
Experience in Internal and external audits
Strong teamwork skills, a proven ethical record, and the ability to work with key objective metrics.
Benefits
- 100% Company-funded health insurance for employee and immediate family
- Company-funded employee life and disability insurance
- Paid vacation days, unlimited sick leave
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
- Phone finance, headphone benefit, home office equipment allowance and wellness perks
- Catered lunches
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
Skills Required
- Bachelor's degree in Law
- At least 2 years of internship experience in legal and/or compliance roles
- Strong legal reasoning and analytical skills
- Experience in internal and external audits
- Strong teamwork, proven ethical record, and ability to work with objective metrics
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
-
Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
-
Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
-
Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
