Wells Fargo is seeking a Lead Technology Business Systems Consultant
In this role, you will:
- Lead complex initiatives to provide technological solutions with broad impact for cross functional businesses and technology teams
- Act as a key participant in providing strategic business solutions to companywide technology initiatives
- Evaluate highly complex business problems and provide subject matter knowledge proficiency for technology initiatives
- Define and lead detailed research on business and technology requests to develop efficient and accurate functional requirements
- Make decisions in highly complex and multifaceted situations requiring solid understanding of domain and technology applications, and which influence companywide technology solutions
- Lead project or systems documentation, and monitor and manage project schedules and deliverables
- Collaborate and consult with business and technology teams to provide comprehensive technological solutions for complex business problems
- Ensure communication and information flow between business and technology teams
Required Qualifications:
- 5+ years of Business Systems Data and Business Systems Designing experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- Bachelor's degree in Computer Science, Information Technology, or related field.
- 10+ years of experience as a Business Analyst in financial services or payments domain.
- Strong understanding of payment systems, messaging standards (ISO 8583, ISO 20022), and clearing/settlement processes.
- Familiarity with APIs, microservices, and integration patterns.
- Proficiency in tools like JIRA, Confluence, and MS Visio for documentation and workflow design.
- Defining NFRs and testing
- SQL, N-SQL
- Tools like Grafana, Elastic
- Expertise in payment workflows, clearing/settlement, and transaction lifecycle.
- Familiarity with fraud detection, dispute management, and reconciliation processes.
- Proficiency in JIRA, Confluence, MS Visio, and BPM tools.
- Ability to create detailed functional documentation and process maps.
- Support SIT/UAT by validating test cases against requirements.
- Ensure defect triage and resolution aligns with business priorities.
- Validate end-to-end payment flows and reconciliation processes.
- Gather, analyze, and document functional requirements for payment systems.
- Map business processes to functional workflows for ACH, RTGS / Wires, SWIFT, ISO 20022, UPI, and card-based transactions.
- Define functional specifications for APIs, integration points, and payment gateways.
- Provide deep functional knowledge of payment systems, clearing and settlement processes.
- Ensure compliance with regulatory standards (AML, KYC, PCI DSS) and incorporate them into functional design.
- Support modernization initiatives like ISO 20022 migration and real-time payment adoption.
- Excellent analytical, problem-solving, and communication skills.
- Ability to manage multiple priorities and work in an agile environment.
Job Expectations:
- We are open for both the locations - Hyderabad or Bangalore and will be required to work in the office as per organizations In Office Adherence / Return To Office (RTO)
- Collaborate with business stakeholders to elicit, document, and validate functional and non-functional requirements.
- Analyze payment workflows, transaction lifecycles, and integration points with upstream/downstream systems.
- Translate business needs into detailed technical specifications for development teams.
- Provide subject matter expertise in payment systems
- Solution Design & Documentation
- Work with architects and developers to design scalable, secure, and efficient payment solutions.
- Create BRDs, FRDs, user stories, and acceptance criteria for agile delivery.
- Maintain traceability between requirements and delivered functionality.
- Act as a bridge between product owners, operations, and technology teams.
- Facilitate workshops, sprint planning, and backlog grooming sessions.
- Communicate progress, risks, and dependencies to stakeholders.
Top Skills
What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
Why Work With Us
We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.
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Employees engage in a combination of remote and on-site work.
