We’re Capital on Tap 👋
💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.
Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.
1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!
🏡🏢This is a Hybrid role, the Engineering team work from our London (Moorgate) Offices 2 days per week.
This is a multiple headcount role, so please don't be put off if you've seen this advertised for a while.
What You’ll Be Doing
As a Lead Software Engineer, you’ll play a key role in driving technical excellence across multiple teams while remaining hands-on in software development. You’ll lead high-impact projects from concept to delivery, shape architecture, and align technical direction with business strategy. Working closely with Technical leaders, Product Managers and the wider Engineering Group, you’ll set the standard for quality, mentor engineers across teams and champion initiatives that raise the engineering bar including the adoption of AI tools and automation.
- Provide mentorship, constructive feedback and foster a culture of collaboration and continuous improvement
- Work closely with Product, QA, and Team Leads to align on strategy and execution
- Shape product decisions alongside Product Managers and Designers
- Ensure clear, open communication in remote, hybrid, and in-person settings
- Establish and uphold coding standards and best practices
- Identify and mitigate risks, addressing challenges proactively
- Stay hands-on in software development, guiding engineers at a technical level
- Work with fellow Technical Leaders to ensure alignment on technical direction and innovation
We’re Looking For 🔎
- Proven experience in technical leadership
- Extensive commercial experience with C#/.Net/.Net Core/React
- Experience with RESTful API design and Azure cloud development (cloud-first approach)
- Proficient in SQL and dedicated to maintaining high code quality through comprehensive unit and integration testing
- Strong technical background in modern software development practices and scalable system architecture
- Ability to manage cross-functional projects, collaborating effectively with Product, QA, and other stakeholders
Diversity & Inclusion 🌈
We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.
Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and opticians services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices
Check out more of our benefits, values and mission here.
Interview Process 🤝
- First stage: 30 minute intro call with Talent Partner
- Second stage: 45 minute "Tech Chat" & Values Interview with an Engineering Managers & People Partner
- Third stage: 60 minute Code Pairing with 2x members of our engineering team
- Final stage: 60 minute Case Study with Product & Engineering + 60 minute Good to Great Interview with our CTO (onsite)
Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email [email protected] if you have any questions.
Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
What We Do
Capital on Tap makes it easy for small businesses to manage their business spending, access funding, and earn best-in-class rewards. More than 200,000 small businesses have spent $5 billion on their Capital on Tap Business Credit Cards across the US and UK. The Capital on Tap Business Credit Card is issued by WebBank.
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