Lead Software Engineer

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Pune, Maharashtra, IND
Hybrid
Entry level
Blockchain • Fintech • Payments • Consulting • Cryptocurrency • Cybersecurity • Quantum Computing
We are a global technology company in the payments industry.
The Role
Lead software development for Mastercard’s fraud decision management platform. Design, build, maintain, and support high-performance distributed backend systems using Java and modern cloud technologies. Lead SDLC activities, design and code reviews, Agile planning, production incident resolution, vendor coordination, offshore development, security compliance, and deployment planning. Mentor engineers, provide technical training, evaluate technologies, and improve engineering standards and delivery processes.
Summary Generated by Built In
Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer
Overview
Be part of the Operations & Technology Fraud Products team developing new capabilities for MasterCard's Decision Management Platform, which serves as the core for multiple business solutions to combat fraud and validate cardholder identity. Our patented Java-based platform processes billions of transactions per month in tens of milliseconds using a multi-tiered, message-oriented approach for high performance and availability. • Would you like to develop industry leading solutions for fighting fraud? • Are you motivated by speeding business solutions to market? • Do you want to innovate, using cutting edge technologies on challenging business problems?
Role • Deliver solutions by providing direct development of software. • Work closely with technical leads for assigned projects to assist in design and implementation tasks. • Shape and drive the adoption of UI technologies and practices across our teams. • Assist with production support issues by acting as a subject matter expert in resolving incidents and problem tickets. • Plan, design and develop technical solutions and alternatives to meet business requirements in adherence with MasterCard standards, processes and best practices. • Lead day to day system development and maintenance activities of the team to meet service level agreements (SLAs) and create solutions with high level of innovation, cost effectiveness, high quality and faster time to market. Co-ordinate offshore development and manage day to day activities. • Accountable for full systems development life cycle including creating high quality requirements documents, use-cases, design and other technical artifacts including but not limited to performance benchmarking, release rollout and deployment plans, contingency/back-out plans, feasibility study, cost and time analysis and detailed estimates. • Participate in PoCs (Proof of Concept) and help the Department with selection of Vendor Solutions, Technologies, Methodologies and Frameworks. • Collaborate with vendor resources for support of products. • Conduct brownbag sessions on new and upcoming technologies, methodologies and application appropriate frameworks. • Ensure knowledge transfer of vendor technology to MasterCard staff. • Provide technical training to the other team members. • Actively look for opportunities to enhance standards and improve process efficiency. • Mentor and guide other team members during all phases of the SDLC. • Be an integral part of the Agile SAFe discover and elaboration sessions. Perform requirements and design reviews, peer code reviews and PCI security reviews to ensure compliance with MasterCard standards.
Required Skills• Demonstrates strong ownership and the ability to learn and adapt quickly. Proven ability to lead through influence by aligning others, driving decisions, and unblocking delivery.• Solid understanding of service and platform level system design (e.g. distributed systems, event driven architectures), advanced design patterns (e.g. dependency injection, lazy loading) and experience with open frameworks (e.g. Spring Boot). • Strong software engineering fundamentals with hands on development experience designing, building and maintaining production grade systems. • Expertise in Java, Spring, gRPC and backend service development for high performance, scalable applications• Experience with CI/CD pipelines (Jenkins), Docker, Kubernetes, and container orchestration.• Familiarity with cloud platforms (AWS) and including cloud native architectures and migration strategies.• Experience with relational databases (Oracle) and NoSQL databases (e.g. Cassandra)• Experience with Business Rule Management System such as IBM ODM, Queuing technologies such as MQ and Kafka• Proven ability to lead design discussions, review code, and enforce engineering standards.• Experience with modern development practices (Agile, CI/CD, automated testing, code reviews).
Experience with secure coding standards (e.g., OWASP, CWE, SEI CERT) and vulnerability management
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
  • Abide by Mastercard's security policies and practices;
  • Ensure the confidentiality and integrity of the information being accessed;
  • Report any suspected information security violation or breach, and
  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.

Skills Required

  • Ability to lead through influence, align stakeholders, drive decisions, and unblock delivery
  • Strong understanding of distributed systems, event-driven architectures, service and platform-level system design, and advanced design patterns
  • Hands-on software engineering experience designing, building, and maintaining production-grade systems
  • Expertise in Java, Spring, gRPC, and backend service development for high-performance, scalable applications
  • Experience with CI/CD pipelines, Jenkins, Docker, Kubernetes, and container orchestration
  • Familiarity with AWS, cloud-native architectures, and migration strategies
  • Experience with relational databases such as Oracle and NoSQL databases such as Cassandra
  • Experience with business rule management systems such as IBM ODM
  • Experience with queuing technologies such as MQ and Kafka
  • Ability to lead design discussions, review code, and enforce engineering standards
  • Experience with Agile, CI/CD, automated testing, and code reviews
  • Experience with secure coding standards such as OWASP, CWE, or SEI CERT and vulnerability management

What the Team is Saying

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Mastercard

Mastercard Compensation & Benefits Highlights

  • Retirement Support Careers materials and job postings advertise a “best‑in‑class” 10% retirement match (401k or equivalent). Public-facing benefits pages consistently position this as a standout element of the U.S. package.
  • Leave & Time Off Breadth Recent U.S. postings list 25 vacation days, 5 personal days, 10 paid holidays, up to 20 days of bereavement, and 80 hours of sick/safe time. The combined time‑off framework is described as well above typical U.S. baselines.
  • Parental & Family Support Company materials specify a minimum of 16 weeks paid new‑parent leave and inclusive family‑building support, with financial assistance for adoption, fertility, and surrogacy where allowed. Impact/ESG reporting also notes coverage enhancements for gender‑affirming care in North America.

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The Company
HQ: Purchase, NY
38,800 Employees
Year Founded: 1966

What We Do

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Why Work With Us

We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.

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Employees engage in a combination of remote and on-site work.

In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.

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