Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer
Overview
MasterCard is seeking talented individuals to join our Emerging Payments Technology team in Pune, India.
MasterCard is researching and developing the next generation of products and services to enable consumers to securely, efficiently, and intelligently conduct transactions regardless of channel.
Whether through traditional retail, mobile, or e-commerce, MasterCard innovation is leading the digital convergence of traditional and emerging payments technologies across a wide variety of new devices and services.
Join our team and help shape the future of connected commerce!
Role
The Consultant, Software Engineering is a hands-on developer specializing in Java development with a particular focus producing software development kits (SDKs) and API services in support of MasterPass, our digital wallet solution.
As a Consultant on the Digital Payments Technology team, you will be responsible for helping design and implement SDKs and API services across multiple products and services. You'll work closely with other team technical leads and with our Product Management team, and other stakeholders.
Working within an agile development methodology, you will collaborate with and mentor other engineers and with other technical delivery teams, implement solid, robust solutions for new features and services. In addition you'll research new frameworks and technologies, assist with prototyping and proof-of-concepts, participate in code reviews, and help ensure a high level of code quality in your work.
Skills/Requirements• Strong communication skills, both verbal and written, with strong relationship, collaborative and organization skills• Solid understanding and hands-on experience in Java, J2EE, App Servers• Solid understanding and experience integrating web services• Solid understanding of web and mobile browser based applications
In addition, the following is also highly desirable:• Agile/Scrum Methodologies • Test Driven Development• Git• eCommerce Experience• Continuous delivery and integration
Education:
Bachelor's degree in Information Technology, Computer Science, or Management Information Systems or equivalent combination of relevant experience and education
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Hands-on Java development experience (Java, J2EE)
- Experience with App Servers
- Experience designing and implementing SDKs and API services
- Experience integrating web services
- Experience building web and mobile browser based applications
- Strong verbal and written communication and collaboration skills
- Bachelor's degree in IT, Computer Science, MIS, or equivalent experience
- Agile/Scrum methodologies
- Test Driven Development (TDD)
- Git
- eCommerce experience
- Continuous delivery and integration
Mastercard Compensation & Benefits Highlights
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Retirement Support — Careers materials and job postings advertise a “best‑in‑class” 10% retirement match (401k or equivalent). Public-facing benefits pages consistently position this as a standout element of the U.S. package.
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Leave & Time Off Breadth — Recent U.S. postings list 25 vacation days, 5 personal days, 10 paid holidays, up to 20 days of bereavement, and 80 hours of sick/safe time. The combined time‑off framework is described as well above typical U.S. baselines.
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Parental & Family Support — Company materials specify a minimum of 16 weeks paid new‑parent leave and inclusive family‑building support, with financial assistance for adoption, fertility, and surrogacy where allowed. Impact/ESG reporting also notes coverage enhancements for gender‑affirming care in North America.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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