Overview
Responsible at the expert level for writing code and leading the team's technical requirements gathering and solution design activities. This role provides technical leadership for large-scale modernization initiatives, including the design and delivery of API and middleware solutions that integrate internal banking systems with third-party payment processing platforms. Completes work following banking technology standards and contributes to the overall stability and resiliency of banking technology within the Software Development Lifecycle (SDLC) while coaching others and guiding key technical decisions.
Primary ResponsibilitiesDevelop and coach other team members while also working independently on applications within the boundaries of approved Software Development Life Cycle (SDLC) processes, including identification and recommendation of metrics to solve business needs and minimize risks to the Bank through clean and resilient code.
Lead technical design and architecture discussions for large-scale modernization efforts, driving the development of scalable API, middleware, and system integration solutions that support business and technology objectives.
Review and approve solution designs, technical proposals, and pull requests while overseeing execution through established change management processes.
Design and facilitate peer review processes and coach others on code reviews, code quality, engineering best practices, and continuous improvement.
Author organized, clean, efficient, and secure source code at the expert level in a minimum of one programming language and moderate proficiency in a minimum of one other language while coaching team members on appropriate data structures, algorithms, and integration patterns to solve complex business problems.
Provide hands-on technical guidance to engineering teams, helping resolve complex technical issues and ensuring successful implementation of modernization and integration initiatives.
Oversee source control management activities of team members and perform the merging of code developments into the production deployment path.
Review testing methodologies, integration testing strategies, and code coverage to ensure comprehensive testing and high-quality delivery of API, middleware, and payment processing solutions.
Drive implementation adherence with patterns and practices for performance testing, resiliency, observability, security, and optimization within their domain.
Review and approve requirement plans on behalf of the team in alignment with delivery partners and ensure requirement completeness, accuracy, technical feasibility, and alignment with enterprise architecture standards.
Serve as a key partner across engineering, architecture, infrastructure, and third-party integration teams to deliver complex technology solutions and drive continuous improvement across organizational boundaries.
Contribute technical requirements and design recommendations in support of the delivery and maintenance of business-critical applications, integration services, and payment technology platforms.
Understand and effectively communicate architecture, modernization roadmaps, project progress, technical risks, and implementation challenges to business and technical stakeholders.
Lead technical decision-making and establish engineering standards that promote scalability, maintainability, resiliency, and secure software development practices.
Contribute ideas and recommendations to the team's application architecture, integration strategy, engineering practices, and technology patterns, presenting solutions at architecture peer groups and architecture review board meetings within their domain.
Coordinate with enterprise architecture, infrastructure, security, and external technology partners to ensure successful delivery of integrated solutions.
Present team accomplishments and technical solutions at internal meetings and contribute to internal knowledge sharing through presentations, documentation, and blog posts.
Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Acts as a senior technical leader responsible for guiding engineering teams through the design, development, and implementation of complex business and technology solutions. Provides expertise in application modernization, API development, middleware technologies, enterprise system integration, and payment processing platforms while influencing technical direction and engineering best practices across multiple stakeholders and delivery teams.
Supervisory/Managerial ResponsibilitiesNo supervisory responsibilities.
Education and Experience RequiredAssociate’s degree and a minimum of 7 years’ systems analysis and/or application development work experience or Bachelor's degree and a minimum of 5 years' systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 9 year’s education and/or relevant work experience, including a minimum of 5 years’ system analysis and/or application development work experience.
Expert proficiency in a minimum of 1 relevant programming language and professional proficiency in a minimum of 1 additional relevant programming language.
Expert analytical skills specific to application development
Experience working in a team environment
Ability to work autonomously
Ability to multitask on multiple complex projects
Strong organizational skills
Strong time management skills
Advanced verbal and written communication skills
Experience driving project milestones and delivery dates
Proven experience leading a project or initiative
Experience partnering with and presenting to multiple stakeholders within technology and business departments
Experience leading large-scale application modernization initiatives
Experience designing and implementing API and middleware solutions
Experience integrating internal systems with third-party platforms and services
Experience supporting payment processing, transaction, or financial services technology environments
Experience collaborating with architecture, infrastructure, security, and external technology partners
Strong understanding of enterprise integration patterns, distributed systems, and service-oriented architectures
Skills Required
- Associate's degree and at least 7 years of systems analysis and/or application development experience
- Bachelor's degree and at least 5 years of systems analysis and/or application development experience
- Without a degree, at least 9 years of combined education and/or relevant work experience, including at least 5 years of systems analysis and/or application development experience
- Expert proficiency in at least one relevant programming language
- Professional proficiency in at least one additional relevant programming language
- Expert analytical skills specific to application development
- Experience working in a team environment
- Ability to work autonomously
- Ability to multitask on multiple complex projects
- Strong organizational and time management skills
- Advanced verbal and written communication skills
- Experience driving project milestones and delivery dates
- Proven experience leading a project or initiative
- Experience partnering with and presenting to technology and business stakeholders
- Experience leading large-scale application modernization initiatives
- Experience designing and implementing API and middleware solutions
- Experience integrating internal systems with third-party platforms and services
- Experience supporting payment processing, transaction, or financial services technology environments
- Experience collaborating with architecture, infrastructure, security, and external technology partners
- Strong understanding of enterprise integration patterns, distributed systems, and service-oriented architectures
M&T Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.
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Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
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Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
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Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.
M&T Bank Insights
What We Do
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
