Lead Senior Analyst, FIU Intelligence Unit

Job Description Summary

Contributes to the formulation of anti fraud policies in a specific area such as digital, anti terrorism or money laundering. Manage and deliver fraud prevention reporting and analysis to mitigate fraud risk. Take action to improve systems and procedures, resolve issues and limit consequential damage.

Job Description

Job Summary:

Under limited supervision, uses specialized knowledge and skills in securities and/or banking industry compliance obtained through experience, specialized training and/or certification to monitor and investigate transactions for suspicious activity to ensure compliance with AML rules and regulations. Leads projects of moderate scope and complexity and serves as a technical advisor to various business lines.  Resolves or recommends solutions to complex problems. Extensive contact with internal customers is required to identify, research, and resolve problems.

Essential Duties and Responsibilities

• Investigate potentially suspicious activity that may arise from account surveillance, Branch escalations, risk alerts, regulatory investigations, and matters otherwise escalated to the AML Group by the Business, Compliance, Legal, Risk or other Firm divisions where account transactional activity is at issue.

• Conduct appropriate due diligence related to the potential suspicious activity through the review of client background information, review of securities transactions, and fund movements as necessary.

• Conduct due diligence searches in various third-party and internal databases.

• Prepare and lead AML training courses of targeted divisions within the Firm.

• Perform analysis and reviews utilizing internal and third-party research tools.

• Administers policies and procedures to ensure compliance with regulations related to money laundering included in the USA PATRIOT Act.

• Monitor regulatory developments and industry trends to facilitate incorporation into the Firms’ AML program.

• Trains colleagues/peers on internal AML policies, rules, and regulations.

• Provides guidance and support in the detection and reporting of suspicious activity.

• Develop documentation related to AML issues to enhance corporate policies.

• Proactively informs senior compliance management about issues that may involve rule violations or potential liability.

• Maintains currency in laws and regulations pertaining to Anti-Money laundering compliance. 

• Performs ad-hoc supervisory activities and takes responsibility of delegated manager tasks as part of the department manager succession program.

• Performs other duties and responsibilities as assigned.

Knowledge of:

• Concepts, practices, and procedures of the securities industry and/or banking compliance reviews.

• Rules and regulations of the USA PATRIOT Act.

• Fundamental investment concepts, practices and procedures used in the securities industry.

• Principles of banking and finance and securities industry operations.

• Financial markets and products. 

Skill in:

• Administering Anti-Money laundering policies and procedures. 

• Analyzing transactional activity to identify suspicious transactions.  

• Developing and delivering technical training to others.

• Planning and scheduling work to meet regulatory organizational and regulatory requirements.

• Identifying and applying appropriate compliance monitoring procedures and tests.

• Making rule-based and analytical decisions.

Ability to:

• Gather information, identify linkages and trends, and apply findings to assignments.

• Interpret and apply Anti-Money laundering regulations and identify and recommend compliance changes as appropriate.

• Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.

• Communicate effectively, both orally and in writing.

• Work independently as well as collaboratively within a team environment.

• Provide a high level of customer service.

• Establish and maintain effective professional working relationships at all levels of the organization.

• Maintain confidentiality.

• Maintain currency in Anti-Money laundering rules and regulations and compliance examination techniques and best practices.

Educational/Previous Experience Requirements:

• Bachelor’s Degree from a four-year college or university in a related field and 3-5 years AML investigatory and analysis experience. 

Licenses/Certifications:

• CAMS certification required or the ability to obtain within 6 months of employment 

Education

Work Experience

Certifications

Travel

Less than 25%

Workstyle

Hybrid

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave.  Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. 
We expect our associates at all levels to:
•  Grow professionally and inspire others to do the same
•  Work with and through others to achieve desired outcomes
•  Make prompt, pragmatic choices and act with the client in mind
•  Take ownership and hold themselves and others accountable for delivering results that matter
•  Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates.  When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. 

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