Lead Product Manager- Home Lending

Posted 3 Hours Ago
Be an Early Applicant
West Des Moines, IA, USA
Hybrid
119K-206K Annually
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
About this role:
Wells Fargo is seeking a Lead Product Manager to shape the future of our Home Lending Originations Product experiences. In this role, you will champion an outcome-driven product strategy that simplifies the home lending journey and delivers meaningful value to millions of customers.
As a Lead Product Manager, you will own the vision, roadmap, and results for key digital products - leveraging deep customer understanding, competitive insights, design thinking, and data to uncover the highest-impact opportunities. You will lead continuous discovery and iterative validation for opportunities and solutions to ensure they are viable for the business, feasible for engineering, desirable for customers, and compliant within a complex regulatory environment.
You will operate as a strategic leader who navigates ambiguity, influences executive decision-making, and aligns diverse partners across Legal, Risk, Compliance, Operations, and the Home Lending Ecosystems. Success requires a strong command of digital analytics, the ability to frame compelling business cases, and a passion for delivering measurable outcomes - not just features - for our customers and the business.
In this role, you will:
  • Own outcomes end-to-end: identify and shape opportunities and capabilities across a multi-quarter roadmap; sequencing work to maximize customer and business value.
  • Lead discovery with Human Center Design (HCD): map journeys, blueprint services, and run assumption tests to validate desirability, viability, feasibility, and usability before build.
  • Turn insights into decisions: instrument experiences, define success metrics, and use data and digital analytics to measure impact and guide the roadmap.
  • Influence at the executive level: craft clear business cases, tell data-driven stories, and drive alignment on strategic investments.
  • Lead across a matrix environment: partner tightly with Design, Engineering, enterprise Digital, and Legal, Risk, Compliance to ship solutions that are compliant, scalable, and customer-centric.
  • Prioritize and deliver: maintain Jira backlog, balance long-term strategy with near-term value, and apply economic prioritization to focus teams on what matters most.
  • Work smarter with GenAI: accelerate research, documentation, and synthesis to increase speed and quality of decision-making.
  • Lead projects, scrum teams, or serve as a mentor to less experienced staff
Required Qualifications:
  • 5+ years of Product Management, product development, strategic planning, process management, change delivery experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
  • Outcome Ownership: Proven track record of taking full accountability for product outcomes, exercising autonomy to discover, validate, and prioritize the most impactful initiatives.
  • Strategic Business Cases: Demonstrated ability to develop and justify robust business cases for strategic investments, clearly articulating ROI and alignment with enterprise goals.
  • Product Discovery & HCD: Mastery of Human-Centered Design (HCD) and discovery techniques-specifically customer journey maps, service blueprints, and assumption testing-to independently navigate ambiguity and validate solutions.
  • Matrixed Leadership: Expertise in leading through influence within a complex environment, effectively partnering with lines of business, enterprise digital teams, Legal, Risk, and Compliance.
  • Data-Driven Storytelling: Proficiency in using data to tell a compelling story that drives executive decision-making; experience with digital analytics is preferred.
  • GenAI Utilization: Experience leveraging Generative AI (GenAI) tools to expedite the product development lifecycle, from accelerating market research and documentation to optimizing workflow efficiency.
  • Agile Execution: Advanced proficiency in Jira for roadmapping and backlog management, with a sharp focus on balancing long-term strategic vision with near-term delivery.
Job Expectations:
  • This position requires compliance with all mortgages regulatory requirements and Wells Fargo's compliance policies related to these requirements. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
  • This position is not eligible for Visa sponsorship.
  • This position offers a hybrid work schedule. Telework or remote work setting is not available. Preferred location(s) listed below. Relocation assistance is not available for this position.
Posting Locations:
  • Charlotte, NC -1525 W WT Harris Blvd
  • Des Moines, IA-800 S Jordan Creek Pkwy
  • Tempe, AZ-1150 W. Washington St
  • Minneapolis, MN- 600 Wells Fargo
  • Irving, TX 401 Los Colinas Blvd
  • Columbus, OH- 3075 Loyalty Circle
  • Wilmington, DE- 2200 Concord Pike
  • San Antonio, TX-4102 Wiseman Blvd
Posted Pay Range:
  • Minneapolis, MN: $131,000to $206,000 annual
  • Wilmington, DE: $131,000to $206,000 annual
  • Other Locations: $119,000 to $187,000 annual
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$119,000.00 - $206,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement
Posting End Date:
27 Jun 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 5+ years of Product Management, product development, strategic planning, process management, or change delivery experience (or equivalent)
  • Compliance with mortgage regulatory requirements and Wells Fargo compliance policies; meet ongoing regulatory screening and reporting
  • Must be authorized to work in the U.S. without visa sponsorship (position not eligible for sponsorship)
  • Hybrid onsite work at one of the listed locations (telework/remote not available); relocation assistance not provided
  • Proven outcome ownership and accountability for product outcomes
  • Ability to build strategic business cases demonstrating ROI and alignment with enterprise goals
  • Mastery of Product Discovery and Human-Centered Design (journey maps, service blueprints, assumption testing)
  • Experience leading through influence in a matrixed environment with Legal, Risk, Compliance, Design, and Engineering
  • Proficiency with digital analytics and data-driven storytelling to inform executive decisions
  • Experience leveraging Generative AI tools to accelerate product research and documentation
  • Advanced proficiency in Jira for roadmapping and backlog management; strong agile execution skills

Wells Fargo Compensation & Benefits Highlights

How does Wells Fargo ensure its pay and bonus plans are competitive?

Wells Fargo ensures its pay and bonus plans remain competitive through a structured, performance-driven compensation philosophy combined with regular market benchmarking. The company’s approach is centered on “pay for performance,” meaning compensation is directly linked to individual contributions, business results, and overall company performance. This includes evaluating how employees meet regulatory expectations, manage risk responsibly, and contribute to long-term value creation.

To maintain market competitiveness, Wells Fargo conducts global compensation reviews using third-party consultants. These reviews assess both base salary and total compensation across the organization, factoring in role, level, tenure, and geographic differences. The company also evaluates pay equity and has reported no significant unexplained pay gaps following its most recent review. This process ensures that compensation remains aligned with industry standards while reinforcing fairness and transparency.

Bonuses and incentives are designed to reward strong performance and support retention of top talent. Compensation programs are structured not only to motivate employees but also to promote prudent risk management and discourage excessive risk-taking—an important consideration in financial services. In addition to performance-based pay, employees benefit from a comprehensive rewards package that includes a 401(k) match (up to 6%), stock purchase opportunities, and other financial wellness resources.

Together, these practices create a compensation framework that balances competitiveness, fairness, and long-term sustainability—helping Wells Fargo attract, retain, and reward talent across its global workforce.

Employee Perspective

“Wells Fargo has given me the opportunity to pursue my master’s degree. With the tuition reimbursement and the support of my managers, I’ve been able to gain some really valuable skills.”

— Destinee Richey, Business Intelligence Consultant

At-a-Glance

  • Compensation philosophy: Pay for performance tied to individual, business, and company outcomes
  • Market alignment: Global benchmarking with third-party consultants; no significant unexplained pay gaps
  • Bonus structure: Performance-based incentives aligned with results and risk management
  • Total rewards: 401(k) match up to 6%, stock purchase plan, financial wellness resources

 

External Signals

  • Comprehensive Benefits: Employees give the company high marks for its benefits package, giving it an ‘A-’ rating and a 73% satisfaction score on external review sites (Comparably).
  • LinkedIn Top Companies 2025: #3 overall, #1 in financial services
  • Disability Equality Index: 100% score (multiple years)
  • CAREERS & the disABLED Top Employers 2024: #3 ranking
  • Military Friendly Employer (2025): Top 10 Gold Seal

Wells Fargo Insights

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. We ranked in the top 3 on the 2025 LinkedIn Top Companies list – and #1 among financial services companies – as the best workplace “to grow your career” in the U.S.

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