Lead Payments Software Engineer

Posted 3 Days Ago
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Charlotte, NC, USA
Hybrid
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Leads complex, enterprise-scale payment technology initiatives, designing, coding, testing, debugging, documenting, and reviewing Java Spring Boot microservices. Develops engineering standards, resolves technical challenges, mentors team members, and coordinates multi-domain support. Requires expertise in REST architectures, MongoDB, cloud platforms, Kubernetes, OpenShift, and payment systems, with preferred experience in ISO 20022, Kafka, CI/CD, API management, automation frameworks, and banking technology.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Lead Software Engineer in Technology as part of Commercial Corporate & Investment Bank Technology (CCIBT) engineering and transformation office.
The Commercial and Corporate & Investment Banking Technology (CCIBT) group supports the Commercial Banking and Corporate & Investment Banking businesses as well as Payment Solutions, Capital Markets Services, Wholesale Digitization, and International Technology across the firm. This diverse portfolio of capabilities spans multiple technology disciplines and strategic innovations. CCIBT provides strategic, enterprise-wide technology capabilities and enabling services to our lines of business and management of the applications in terms of skills, stability, security, scalability, speed, and cost.
Learn more about the career areas and lines of business at wellsfargojobs.com .
In this role, you will:
  • Lead complex technology initiatives including those that are companywide with broad impact
  • Act as a key participant in developing standards and companywide best practices for engineering complex and large-scale technology solutions for technology engineering disciplines
  • Design, code, test, debug, and document for projects and programs
  • Review and analyze complex, large-scale technology solutions for tactical and strategic business objectives, enterprise technological environment, and technical challenges that require in-depth evaluation of multiple factors, including intangibles or unprecedented technical factors
  • Make decisions in developing standard and companywide best practices for engineering and technology solutions requiring understanding of industry best practices and new technologies, influencing and leading technology team to meet deliverables and drive new initiatives
  • Collaborate and consult with key technical experts, senior technology team, and external industry groups to resolve complex technical issues and achieve goals
  • Lead projects, teams, or serve as a peer mentor

Required Qualifications:
  • 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 4+ years of shared services knowledge with Microservices domain architecture on large platforms.
  • 4+years of experience with Java Spring boot services with Rest oriented architecture
  • 2+ years of MongoDB experience
  • 1+ years of experience working with Cloud based platforms like OpenShift and Kubernetes.

Desired Qualifications:
  • 1+ years of Payments domain knowledge and understanding of ISO20022 standards in the Banking industry.
  • CI/CD experience
  • Automation frameworks experience with Karate and Postman.
  • Enterprise Kafka
  • File Based processing
  • APIGEE Market place
  • Yuga byte DB
  • Experience in leading multi-domain support team with good communication, mentoring and code reviewing skills.
  • Self-initiated and fast driven analytical, designing and coordination skills.

Job Expectations:
  • Position will require onsite presence at one of the available locations listed below. Or Ability to work on-site at posted location
  • Relocation assistance is not available for this position.
  • Visa Sponsorship may be available for this position.

Posting End Date:
4 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Skills Required

  • 5+ years of software engineering experience, or equivalent experience through work, training, military experience, or education
  • 4+ years of shared services knowledge with microservices domain architecture on large platforms
  • 4+ years of experience with Java Spring Boot services using REST-oriented architecture
  • 2+ years of MongoDB experience
  • 1+ year of experience with cloud-based platforms such as OpenShift and Kubernetes
  • Payments domain knowledge and understanding of ISO 20022 standards in the banking industry
  • CI/CD experience
  • Experience with Karate and Postman automation frameworks
  • Enterprise Kafka experience
  • File-based processing experience
  • Apigee Marketplace experience
  • YugabyteDB experience
  • Experience leading multi-domain support teams
  • Strong communication, mentoring, and code review skills
  • Self-initiated, analytical, design, and coordination skills

Wells Fargo Compensation & Benefits Highlights

  • Retirement Support — Retirement offerings are highlighted by a strong 401(k) with employer matching and added options like after‑tax contributions and an employee stock purchase plan, supporting long‑term savings. These features are presented as competitive elements of the total rewards package.
  • Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, often starting on day one for eligible employees, with HSAs/FSAs, wellness incentives, and mental health resources available. Specialized care options, including fertility support, further enhance the health offering.
  • Parental & Family Support — Paid parental leave of notable duration is available from the start of employment, alongside adoption/surrogacy/fertility programs. Caregiving and backup care resources deepen the family-oriented support.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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