Lead Merchant Product Sales Consultant, Commercial Banking

Posted 12 Days Ago
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Seattle, WA, USA
Hybrid
143K-224K Annually
Senior level
Fintech • Financial Services
Wells Fargo: Tech-powered. Innovation-led. We're transforming financial services.
The Role
Leads consultative B2B sales for Merchant Services across middle-market businesses in the Pacific Northwest. Develops new business, expands client relationships, designs payment and receivables solutions, manages complex sales cycles, and partners with Commercial Banking and Treasury Management teams. Serves as a merchant services subject matter expert, presents to executive decision-makers, supports onboarding, identifies process improvements, and mentors less experienced sales professionals.
Summary Generated by Built In
About this role:
Wells Fargo is seeking a Lead Merchant Product Sales Consultant to support the growth and expansion of Merchant Services within the Commercial Banking organization. This role is responsible for driving new business development, deepening existing client relationships, and delivering innovative payment and receivables solutions to middle market and emerging middle market companies throughout the Pacific Northwest region.
As a trusted advisor, the Lead Merchant Product Sales Consultant partners closely with Commercial Banking Relationship Managers, Treasury Management Consultants, and key internal stakeholders to identify opportunities, develop customized solutions, and help clients optimize payment acceptance, improve cash flow, and drive business growth. The successful candidate will leverage deep industry expertise, consultative selling skills, and market insights to enhance Wells Fargo's Merchant Services presence while delivering exceptional client outcomes.
Learn more about the career areas and lines of business at www.wellsfargojobs.com
In this role, you will:
  • Lead complex, consultative sales efforts focused on acquiring new Merchant Services relationships and expanding existing client portfolios across middle market and emerging middle market businesses.
  • Develop and execute strategic business development plans to increase revenue, market share, and merchant penetration within assigned territories and industry segments.
  • Manage the entire sales lifecycle, including prospecting, needs assessment, solution design, proposal development, negotiation, implementation, and ongoing relationship management.
  • Partner with Commercial Banking and Treasury Management teams to identify, qualify, and close opportunities while delivering a seamless client experience.
  • Serve as a subject matter expert in Merchant Services, payment processing, receivables solutions, integrated payments, and emerging payment technologies.
  • Build and maintain strong relationships with executive-level decision makers, including business owners, CFOs, Controllers, Treasurers, and other senior leaders.
  • Leverage market intelligence, competitive insights, and industry trends to identify client opportunities and recommend tailored solutions that support client growth objectives.
  • Collaborate with product, implementation, risk, operations, and servicing teams to deliver successful client onboarding and ongoing support.
  • Influence strategic business decisions through effective communication, executive presentations, and thoughtful recommendations to clients and internal stakeholders.
  • Identify opportunities for process improvement, innovation, and product enhancement that strengthen client satisfaction, operational efficiency, and revenue growth.
  • Mentor and support less experienced team members by sharing best practices, sales strategies, and industry knowledge to elevate team performance and capability.
  • Act as an ambassador for Wells Fargo Merchant Services by promoting brand awareness and strengthening relationships across the Commercial Banking organization.

Required Qualifications:
  • 5+ years of Business to Business (B2B) Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 5+ years of proven Merchant Sales experience and/or payment processing sales experience

Desired Qualifications:
  • Demonstrated success selling merchant acquiring, payment processing, receivables, or treasury solutions to commercial clients with annual revenues exceeding $100 million.
  • Proven track record of developing new business opportunities and consistently achieving or exceeding sales and revenue goals.
  • Experience managing complex sales cycles involving multiple stakeholders and executive-level decision makers.
  • Strong understanding of merchant services, card processing, payment acceptance, interchange, integrated payments, payment architecture, and risk considerations.
  • Ability to develop trusted advisor relationships and influence business decisions at the executive level.
  • Experience partnering closely with Commercial Banking Relationship Managers, Treasury Management Consultants, and other enterprise partners to drive revenue growth.
  • Strong consultative selling, negotiation, business development, and relationship management skills.
  • Excellent verbal, written, and executive presentation skills.
  • Experience analyzing client payment ecosystems and recommending customized solutions aligned to business objectives.
  • Demonstrated ability to work independently while collaborating effectively within a highly matrixed organization.
  • Strong organizational skills with the ability to manage multiple priorities and complex opportunities simultaneously.

Posting Locations:
  • 999 3rd Avenue - Seattle, Washington, 98104
  • 555 110th Avenue NE - Bellevue, Washington, 98004
  • 1201 Pacific Avenue - Tacoma, Washington, 98402

Job Expectations:
  • Ability to work at one of the locations in this job posting.
  • Ability to travel up to 30% of time.
  • This position currently offers a hybrid work schedule.
  • This position is not eligible for Visa Sponsorship.
  • This position does not offer relocation.
  • Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$143,000.00 - $224,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.
  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:
22 Oct 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid

Skills Required

  • 5+ years of Business-to-Business sales experience, or equivalent experience, training, military experience, or education
  • 5+ years of merchant sales and/or payment processing sales experience
  • Experience selling merchant acquiring, payment processing, receivables, or treasury solutions to commercial clients with annual revenues exceeding $100 million
  • Proven success developing new business and meeting or exceeding sales and revenue goals
  • Experience managing complex sales cycles involving multiple stakeholders and executive-level decision-makers
  • Strong knowledge of merchant services, card processing, payment acceptance, interchange, integrated payments, payment architecture, and risk considerations
  • Ability to develop trusted-advisor relationships and influence executive-level business decisions
  • Experience partnering with Commercial Banking Relationship Managers, Treasury Management Consultants, and enterprise partners
  • Strong consultative selling, negotiation, business development, and relationship management skills
  • Excellent verbal, written, and executive presentation skills
  • Experience analyzing client payment ecosystems and recommending customized solutions
  • Ability to work independently and collaborate within a highly matrixed organization
  • Strong organizational skills with the ability to manage multiple priorities and complex opportunities
  • Ability to work at one of the listed Seattle, Bellevue, or Tacoma locations
  • Ability to travel up to 30% of the time

Wells Fargo Compensation & Benefits Highlights

  • Retirement Support — Retirement offerings are highlighted by a strong 401(k) with employer matching and added options like after‑tax contributions and an employee stock purchase plan, supporting long‑term savings. These features are presented as competitive elements of the total rewards package.
  • Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, often starting on day one for eligible employees, with HSAs/FSAs, wellness incentives, and mental health resources available. Specialized care options, including fertility support, further enhance the health offering.
  • Parental & Family Support — Paid parental leave of notable duration is available from the start of employment, alongside adoption/surrogacy/fertility programs. Caregiving and backup care resources deepen the family-oriented support.

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The Company
HQ: San Francisco, CA
205,000 Employees
Year Founded: 1852

What We Do

Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.

Why Work With Us

We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”

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