Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.
In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.
In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance.
Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements.
Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income
Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization
Spocto - Debt recovery & risk mitigation platform
Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises
So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore.
Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment.
At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story.
Role and Responsibilities
Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective.
Lead multiple high-performance engineering teams, defining and ensuring adherence to processes.
Work closely with the Product Manager and Designer to ideate the product build. Coordinate with Architects to ensure tech alignment
Participate in code and design reviews, establishing best software design and development practices.
Mentor junior engineers and foster innovation within the team.
Design and develop the pod’s software components and systems.
Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products.
Participate in technical hiring activities to attract top talent.
Requirements
Minimum 6+ years of experience in full stack development, delivering enterprise-class web and mobile applications and services.
Expertise in Java technologies including Spring, Hibernate, and Kafka.
Proven experience in designing scalable applications capable of handling millions of transactions.
Strong knowledge of NoSQL and RDBMS, with expertise in schema design and handling large volumes of data.
Experience with Kubernetes deployment and managing CI/CD pipelines.
Ability to function effectively in a fast-paced environment and manage continuously changing business needs.
A strong advocate of code craftsmanship, adhering to good coding standards, and utilising tools to improve code quality.
Experience with microservices architecture and RESTful APIs.
Familiarity with monitoring and logging tools (Prometheus, Grafana, ELK stack).
Competent in software engineering tools (e.g., Java build tools) and best practices (e.g., unit testing, test automation, continuous integration).
Experience with the Cloud technologies of AWS and GCP and developing secure applications
Proven experience in leading engineering teams and managing projects.
Strong understanding of the software development lifecycle and agile methodologies.
Benefits
Skills Required
- 6+ years of experience in full-stack development delivering enterprise-class web and mobile applications and services
- Expertise in Java, Spring, Hibernate, and Kafka
- Experience designing scalable applications handling millions of transactions
- Strong knowledge of NoSQL and RDBMS, including schema design and large-volume data handling
- Experience with Kubernetes deployment and CI/CD pipeline management
- Experience with microservices architecture and RESTful APIs
- Familiarity with Prometheus, Grafana, and ELK monitoring and logging tools
- Competence with Java build tools, unit testing, test automation, and continuous integration
- Experience with AWS and GCP cloud technologies and secure application development
- Experience leading engineering teams and managing projects
- Strong understanding of the software development lifecycle and agile methodologies
- Ability to work effectively in a fast-paced environment with changing business needs
- Commitment to code craftsmanship, coding standards, and code-quality improvement tools
What We Do
Yubi is the world's first possibility platform powering the discovery, investment, fulfilment of credit. We are re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. Yubi stands for ubiquitous, being present wherever our customers need us. From being a disruptor in India’s debt market to marching towards global corporate markets, we will unlock greatness together. We are on a mission to deepen and power the $120 Trillion global enterprise debt market which would unlock a GDP multiplier and thus, create massive economic value. The Yubi product suite is leading the empowerment of small, medium, and large enterprises on one side, and growing a healthy loan book for the larger Banking ecosystem on the other. As a debt platform for enterprises, lenders and investors, we offer the most comprehensive bouquet of debt products. Our suite of product offerings ensures that as a participant in the debt market - you find just what you are looking for! We believe that access to prudent finance is the right of all global citizens and that is what drives all of us here at Yubi. The future of finance starts here, propelled by technology, transparency, and mutual trust.
