Wells Fargo is seeking a Lead Risk Analytics Consultant to join the Decision Science team within the Credit Card organization. This role focuses on analytics and strategy support for cobrand channels. The ideal candidate is a highly analytical problem-solver with strong risk expertise, modeling knowledge, and the ability to influence decision-making across business and technical teams.
This is a high-impact role that enables the development of advanced analytics, evaluation of origination strategies, and delivery of insights that drive credit risk, acquisition, and performance decisions. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will
- Lead complex initiatives related to business analysis and modeling, including those that are cross functional, with broad impact, and act as key participant in data aggregation, monitoring, and reporting of stress testing and portfolio analysis for Risk Analytics
- Review and analyze complex programing models to extract data and manipulate databases to provide statistical and financial modeling specific to businesses supported
- Manage the roll out of pilot programs developed as a result of programmed models for supported businesses and product line
- Make decisions in complex product strategies, data modeling, and risk exposure, requiring solid understanding of business unit projects and regulatory responses, policies, procedures, and compliance requirements that influence and lead Analytic and Reporting to meet deliverables and drive new initiatives
- Collaborate and consult with peers, less experienced to more experienced managers, to resolve production, project, and regulatory issues, and achieve risk analysts, and common modeling goals
- Lead projects, teams, and mentor
Required Qualifications
- 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications
- Hands-on experience with Python and SAS, including building analytic workflows for modeling and strategy analysis
- Strong SQL skills with the ability to extract, join, and manipulate large datasets from enterprise data environments
- Expertise in financial cash-flow valuation, including NPV and CLV frameworks
- Ability to develop and analyze income statements and perform financial valuation
- History of developing and supporting credit card strategies such as credit origination, line increases/decreases, balance transfers, and product upgrades
- Strong math and quantitative skills, with demonstrated experience developing and supporting statistical models
- Experience supporting or developing statistical models such as scorecards, risk segmentation models, or predictive models
- Working knowledge of digital and branch-based credit card originations, including third-party aggregator channels
- Excellent communication skills with the ability to synthesize complex data and insights for diverse stakeholders
- Experience collaborating with cross-functional partners (Product, Marketing, Risk, Decision Science, etc.)
- Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
Job Expectations:
- Ability to travel up to 15% of the time
- This position offers a hybrid work schedule
- Visa sponsorship is not available
Job posting may come down early due to volume of applicants.
Posting Locations:
- 2200 Concord Pike, Wilmington, DE 19803
- 401 Las Colinas Blvd, Irving, TX 75039
- 550 S Tryon Charlotte, NC 28202
Required locations listed above. Relocation assistance is not available for this position.
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Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.1 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it – Wells Fargo once again ranked in the top three – making us the #1 financial services employer – on the 2025 LinkedIn Top Companies list of best workplaces “to grow your career” in the U.S. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
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