Lead Credit Portfolio Consultant

About this role:
Wells Fargo is seeking a Data Process Initiative Consultant to lead strategic initiatives focused on improving data quality, strengthening data processes and controls, reducing operational risk, and driving sustainable business outcomes. This role serves as a trusted consultant and problem-solver, partnering with business leaders and stakeholders to identify root causes of complex challenges, develop practical solutions, and implement improvements that enhance operational effectiveness.
The Data Process Initiative Consultant applies structured problem-solving methodologies, including root cause analysis and process optimization techniques, to evaluate current-state processes, identify opportunities for improvement, and drive initiatives from discovery through implementation. Success in this role requires strong analytical capabilities, stakeholder influence, and the ability to build alignment across multiple teams while delivering measurable and sustainable results.
In this role, you will:

• Lead discovery, assessment, and problem-framing activities to identify business data process, control, and data quality improvement opportunities.
• Conduct current-state process reviews to evaluate workflows, controls, systems, dependencies, and performance gaps.
• Facilitate root cause analysis and structured problem-solving efforts to identify underlying drivers of recurring issues and operational inefficiencies.
• Develop and evaluate recommendations that improve process effectiveness, reduce risk, and support long-term sustainability.
• Drive cross-functional initiatives from intake through implementation support while managing stakeholder alignment, risks, dependencies, and outcomes.
• Partner with business leaders, process owners, governance teams, and other stakeholders to influence decisions and gain consensus on improvement opportunities.
• Measure and validate business outcomes, implementation effectiveness, and the sustainability of solutions while identifying opportunities for continuous improvement.

Required Qualifications:

• 5+ years of Credit Consulting Portfolio experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience leading complex process improvement, business transformation, operational excellence, or continuous improvement initiatives.
• Strong knowledge of structured problem-solving methodologies, root cause analysis, and process optimization techniques.
• Ability to assess current-state processes, identify risks and gaps, and develop sustainable business solutions.
• Strong analytical and critical thinking skills with the ability to leverage data and evidence to support recommendations.
• Demonstrated ability to influence stakeholders, build consensus, and drive results across multiple business groups without direct authority.
• Experience partnering with senior leaders and presenting recommendations, risks, and business outcomes to diverse audiences.
• Ability to manage multiple initiatives simultaneously in a fast-paced environment while maintaining a strong focus on execution and measurable results.

Job Expectations:

• This position is not eligible for Visa sponsorship
• This position offers a hybrid work schedule, 3 days in the office and 2 days remote
• Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Locations:
ARIZONA - Chandler, AZ 2700 S Price Rd
CALIFORNIA - San Francisco, CA 333 Market St
IOWA - West Des Moines, IA 800 S Jordan Creek Pkwy
MINNESOTA - Minneapolis, MN 600 S 4th St
NORTH CAROLINA - Charlotte, NC 1525 W W T Harris Blvd
NORTH CAROLINA - Charlotte, NC 550 S Tryon St
TEXAS - Irving TX 401 Las Colinas Blvd W Bldg B
Additional Information:
Minneapolis, MN Pay Range: $131,000-$206,000 USD annual (this range may not be applicable to other locations)
San Francisco, CA Pay Range: $143,000-$224,000 USD annual (this range may not be applicable to other locations)
#commercialbanking
Pay Range
Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.
$119,000.00 - $224,000.00
Benefits
Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

• Health benefits
• 401(k) Plan
• Paid time off
• Disability benefits
• Life insurance, critical illness insurance, and accident insurance
• Parental leave
• Critical caregiving leave
• Discounts and savings
• Commuter benefits
• Tuition reimbursement
• Scholarships for dependent children
• Adoption reimbursement

Posting End Date:
1 Aug 2026
* Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid