Lead Backend Engineer

Posted 9 Days Ago
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Bengaluru, Karnataka, IND
In-Office
Expert/Leader
Fintech • Payments • Software • Financial Services
The Role
Lead the backend engineering team in architecting, building, and scaling distributed systems for high-volume credit and payments infrastructure. Responsibilities include making architecture decisions, leading complex cross-service projects, conducting design and code reviews, mentoring engineers, optimizing performance and reliability, and owning production operations. The role requires strong Java expertise, microservices and system-design experience, technical leadership, and the ability to build highly reliable systems handling millions of transactions.
Summary Generated by Built In
The Impact You’ll Drive
We’re building the backbone of modern credit and payments infrastructure - and we need someone who can take ownership of systems that cannot fail.
As a Tech Leader for our Backend team, you won’t just ship features - you’ll define how systems are designed, scaled, and evolved. You’ll lead engineers, make critical architecture decisions, and ensure our platform can handle complexity, scale, and speed - all at once.

The Hats You Will Wear
  • Architect and build distributed, scalable systems from scratch
  • Lead complex projects across services, teams, and dependencies
  • Drive design reviews, code reviews, and system discussions
  • Mentor engineers and raise the overall technical bar of the team
  • Work closely with product to break down ambiguous problems into scalable solutions
  • Optimize systems for performance, latency, and reliability
  • Own production systems - monitoring, debugging, and incident resolution
  • Influence long-term tech stack and architecture decisions
  • Build for scale: millions of transactions, real-time processing, zero downtime expectations

The Perfect Fit
  • 8 - 10 years of backend engineering experience in product companies
  • Strong hands-on expertise in Java
  • Proven experience designing distributed systems & microservices architectures
  • Strong understanding of APIs, system design, data modeling, and concurrency
  • Experience leading engineers or owning large technical charters
  • Ability to operate in ambiguity and high ownership environments
  • Strong problem-solving mindset with a bias for action

Your Edge Over The Rest
  • Prior exposure of working in high-scale fintech / payments / card ecosystems, such as - issuer / credit / card stack players, payments infrastructure, payment platforms, lending tech, etc.

The Problem We’re Solving
Financial institutions today are held back by legacy systems that are slow, rigid, and expensive to scale. Launching or evolving credit, lending, and UPI products often takes months, requires heavy engineering effort, and limits the ability to create personalized customer experiences.

At the same time, customer expectations have changed - speed, flexibility, and tailored financial products are no longer optional. Banks and fintechs need infrastructure that allows them to innovate quickly, adapt continuously, and scale without friction.

This is where we come in.

At Vegapay, we are building modern, configurable fintech infrastructure that enables banks, NBFCs, and enterprises to design, launch, and manage credit and payment programs with ease. Our platform brings together flexibility, speed, and control - helping our partners unlock new growth opportunities and deliver personalized banking experiences at scale.

The Opportunity Ahead
  • High ownership: You build it, you own it
  • Real scale: Systems that handle real money, real users, real complexity
  • Strong engineering culture: Clean code, solid architecture, fast execution
  • Zero fluff: Minimal bureaucracy, maximum impact
  • Growth: Shape systems, teams, and engineering direction

Skills Required

  • 8–10 years of backend engineering experience in product companies
  • Strong hands-on expertise in Java
  • Experience designing distributed systems and microservices architectures
  • Strong understanding of APIs, system design, data modeling, and concurrency
  • Experience leading engineers or owning large technical charters
  • Ability to operate in ambiguous, high-ownership environments
  • Strong problem-solving skills and bias for action
  • Prior experience in high-scale fintech, payments, cards, lending, or related financial infrastructure
Am I A Good Fit?
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The Company
HQ: Bengaluru
60 Employees
Year Founded: 2022

What We Do

Vegapay is an Indian B2B fintech company providing software and tools for banks, NBFCs, and other financial institutions. It helps institutions launch flexible card and credit programs and modernize lending operations through a scalable, rapid-deployment platform. Its mission is to make personalized banking experiences and financial innovation more accessible regardless of institution size, while addressing the cost and implementation constraints of legacy systems.

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