Lead Analytics Consultant - Fraud Strategy & Analytics

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About this role:
Wells Fargo is seeking a Lead Analytics Consultant to join the Originations Fraud Strategy team. This role supports fraud risk management across Consumer Credit Cards, Small Business Cards, Retail Services, and Personal Loans by developing and optimizing fraud detection strategies, monitoring emerging fraud threats, and enhancing fraud prevention controls.
The successful candidate will leverage advanced analytics, fraud intelligence, and risk management expertise to protect portfolio growth while balancing customer experience and operational efficiency. This role provides leadership for fraud strategy initiatives, new product launches, vendor capabilities, and fraud technology enhancements that support application fraud loss reduction objectives.
In this role, you will:

• Lead fraud strategy development, implementation, and optimization across multiple lending and card portfolios.
• Analyze fraud trends, attack patterns, and emerging threats to identify opportunities for enhanced detection and prevention.
• Design, test, implement, and monitor fraud decision strategies, business rules, and automated controls.
• Perform complex analytics to evaluate fraud performance, operational impacts, customer outcomes, and portfolio risk.
• Partner with Fraud, Risk, Operations, Technology, Product, and Data teams to deliver end-to-end fraud mitigation solutions.
• Provide ongoing oversight and performance monitoring of fraud models, risk scores, and third-party vendor capabilities.
• Develop management reporting, performance dashboards, and executive-level recommendations.
• Support fraud technology initiatives and new product launches by identifying risks, designing controls, and measuring outcomes.
• Lead investigations into significant fraud events and emerging attack vectors, translating findings into actionable strategies.
• Advise line of business and companywide functions on business strategies based on research of performance metrics, trends in population distributions, and other complex data analysis to maximize profits and asset growth, and minimize operating losses within risk and other operating standards
• Provide influence and leadership in the identification of new tools and methods to analyze data
• Ensure adherence to compliance and legal regulations and policies on all projects managed
• Provide updates on project logs, monthly budget forecasts, monthly newsletters, and operations reviews
• Assist managers in building quarterly and annual plans and forecast future market research needs for business partners supported
• Strategically collaborate and consult with peers, colleagues, and mid-level to senior managers to resolve issues and achieve goals
• Lead projects, teams, or serve as a peer mentor to staff, interns and external contractors

Required Qualifications:

• 5+ years of Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 5+ years of fraud strategy, risk management, or related experience
• Experience with credit cards, consumer lending, retail services, or small business lending products

Desired Qualifications:

• Familiarity with fraud detection platforms and third-party fraud solutions.
• Experience with models, scorecards, strategy optimization, or decision engines.
• Knowledge of fraud risk governance, model oversight, and control management practices.
• Advanced analytical and problem-solving capabilities.

Job Expectations:

• This position offers a hybrid work schedule at one of the posted locations
• Relocation assistance is not available for this position
• Visa sponsorship is not available for this position

Posting Locations:

• 1525 W W.T. Harris Blvd - Charlotte, NC 28262
• 2850 S Price Rd. - Chandler, AZ 85286
• 401 Las Colinas Blvd W - Irving, TX 75039
• 2200 Concord Pike - Wilmington, DE 19803

Posting End Date:
20 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
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