Latam Product Compliance and Risk Manager

Reposted 21 Hours Ago
Be an Early Applicant
São Paulo, BRA
Hybrid
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Manage compliance with Brazilian FinCrime regulations, enabling product launches while ensuring robust risk management and controls are in place.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.

In this role, you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.

Your Mission

  • Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.

  • 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.

  • Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.

 

Key Responsibilities

Control Design & Product Innovation

  • Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.

  • Perform pre-launch and ongoing FinCrime risk assessments for new products and features.

  • Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.

Regulatory Risk & Advisory

  • Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).

  • Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.

  • Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.

Audit, Remediation & External Relations

  • Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.

  • Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.

  • External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.

 

What this role offers

  • The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.

  • Direct impact on how millions of customers move and manage money in Brazil.

  • A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Experience in managing compliance for financial products
  • Knowledge of Brazilian Financial Crime regulations
  • Experience in working with product development teams

What the Team is Saying

Surendra
Smrithi
Pavan
Jennifer
Lindsay
Lauren

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth Global paid time off is presented as 33–36 days including local public holidays, plus three “Me Days,” with a paid six‑week sabbatical and stipend after four years. Work-from-anywhere for up to 90 days per year after six months further complements time away and flexibility.
  • Equity Value & Accessibility RSUs are granted to all employees, enabling broad ownership in the company. Equity is positioned as a standard, company‑wide component of total rewards.
  • Parental & Family Support Parental leave is described as generous across markets, with U.S. pages listing up to 18 weeks fully paid for birthing parents and 8 weeks for non‑birthing parents. Additional family‑oriented supports such as onsite Mother’s Rooms and abortion travel benefits are noted in certain locations.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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