Job Profile Lead Risk Analytics Consultant

About this role:
Wells Fargo is seeking a Lead Risk Analytics Consultant to be part of the Consumer Small and Business Banking (CSBB) Finance team. This position will play a key role in leading various analytics including identifying new data sources, statistics, and financial valuation work within CSBB. In addition, the candidate will play an active role supporting the business through advanced insightful cash flow valuation work, financial performance tracking, conducting behavioral profiling, segmentation, reporting and statistical work. The priorities for this role will be to provide strategic solutions to stakeholders through strong analytical skills, business acumen displaying executive presence and providing meaningful insights to the management by working closely with India and the US team.
In this role you will:

• Lead complex, cross-functional initiatives focused on advanced business analysis and modeling, delivering broad impact across CSBB customer segments. Serve as a key contributor in data aggregation, monitoring, reporting, and portfolio analytics to support strategic decision-making.
• Design and implement lifetime customer cash flow valuation models to inform growth strategies, marketing investment decisions, and customer-level profitability forecasting. These models incorporate origination attributes, behavioral trends, and lifecycle dynamics.
• Conduct in-depth analysis using historical performance data to evaluate current strategies and shape future initiatives. Leverage trend analysis, segmentation, and scenario modeling to identify opportunities and mitigate risk.
• Review and enhance complex programming models by extracting and transforming large datasets. Apply statistical and financial modeling techniques tailored to the needs of supported business lines, ensuring accuracy and scalability.
• Lead the development of executive dashboards that provide real-time visibility into account-level and portfolio-level profitability. These tools enable senior leadership to make data-driven decisions for growth and improved customer engagement and profitability.
• Drive strategic decisions in product profitability, data modeling, and risk exposure by applying a deep understanding of business objectives, regulatory frameworks, and compliance requirements.
• Collaborate with senior leaders and partners across Finance, Product, Risk, and Analytics for accurate and reliable assessment of profitability projects.
• Lead high-impact projects and mentor junior analysts, fostering a culture of analytical excellence, continuous learning, and collaboration. Provide guidance on technical development, business acumen, and stakeholder communication.

Required Qualifications:

• 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• BA/B degree or higher in a quantitative field, Statistics, Engineering, Physics or Economics, Computer Science.
• 4+ years' experience in banking cash flow modeling
• Experience in financial concepts and methodologies (NPV, ROA, ROE, and RWA)
• Prior experience with lending, and deposits
• Experience with Excel, specifically nested formulas, arrays, and VBA.

• Ability to program in SQL/SAS and analyze large date sets using this software
• Experience with statistical packages and time series forecasting techniques
• Desire to drive process improvements to enhance business outcomes
• Exceptional verbal and written communication skills

• Strong analytical and critical thinking skills

Job Expectations:

• This position offers a hybrid work schedule
• Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

This Lead Finance/Risk Analytics Consultant will join the Consumer, Small and Business Banking (CSBB) Finance team. This position will play a key role in leading various analytics including identifying new data sources, statistics, and financial valuation work within CSBB. In addition, the candidate will play an active role supporting the business through advanced insightful cash flow valuation work, financial performance tracking, conducting behavioral profiling, segmentation, reporting and statistical work. The priorities for this role will be to provide strategic solutions to stakeholders through strong analytical skills, business acumen displaying executive presence and providing meaningful insights to the management by working closely with India and the US team.
Posting End Date:
28 Jul 2025
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.