Java Backend Engineer – Fiat Payment Channels

Posted Yesterday
Be an Early Applicant
21 Locations
In-Office or Remote
Mid level
Blockchain • Fintech • Software • Cryptocurrency • Metaverse
The Role
Design, build, and maintain bank and card payment integrations and high-availability, high-concurrency payment processing modules (routing, clearing, reconciliation, settlement). Collaborate with product, risk, and compliance, participate in code reviews and system design, and optimize system performance and scalability.
Summary Generated by Built In
We are looking for a skilled Java Backend Engineer to join our Fiat Payments team. You will be responsible for integrating and maintaining banking and card payment channels across multiple markets, building the infrastructure that connects our platform to global financial networks.

Responsibilities

  • Design and develop integrations with banks, card networks (Visa/Mastercard), and payment service providers
  • Build and maintain high-availability, high-concurrency payment processing systems
  • Develop core payment modules including channel routing, clearing, reconciliation, and settlement
  • Collaborate with cross-functional teams (product, risk, compliance) to deliver reliable payment solutions
  • Participate in code reviews, system design discussions, and technical troubleshooting
  • Continuously optimize system performance, stability, and scalability

Requirements

  • 3–5 years of Java backend development experience
  • Proficiency in Spring Boot, MyBatis, and common distributed system components (Redis, MQ, etc.)
  • Experience integrating with third-party payment channels, banking APIs, or card payment systems
  • Understanding of payment flows: authorization, clearing, settlement, reconciliation
  • Fluency in English is required to be able to coordinate with overseas partners and stakeholders. Additional languages would be an advantage.
  • Experience at fintech platforms is a strong plus
  • Experience with high-concurrency, high-availability distributed system design

Nice to Have

  • Experience with Visa/Mastercard acquiring or card issuing systems
  • Knowledge of PCI-DSS or financial compliance standards
  • Crypto industry background

Skills Required

  • 3-5 years of Java backend development experience
  • Proficiency in Spring Boot, MyBatis, and common distributed system components (Redis, MQ, etc.)
  • Experience integrating with third-party payment channels, banking APIs, or card payment systems
  • Understanding of payment flows: authorization, clearing, settlement, reconciliation
  • Fluency in English to coordinate with overseas partners and stakeholders
  • Experience with high-concurrency, high-availability distributed system design
  • Experience at fintech platforms
  • Experience with Visa/Mastercard acquiring or card issuing systems
  • Knowledge of PCI-DSS or financial compliance standards
  • Crypto industry background

Binance Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Binance and has not been reviewed or approved by Binance.

  • Career-Linked Recognition & Rewards Performance-linked bonuses can be sizable in favorable crypto cycles, lifting total compensation. Attractive packages in engineering and specialized roles indicate strong rewards for in-demand skills.
  • Flexible Benefits Remote-first flexibility and work-from-anywhere options add meaningful value to the overall rewards package. Flexible schedules and location independence are presented as core perks.
  • Retirement Support Binance.US includes a 401(k) as part of its benefits. This provides a conventional retirement pillar alongside cash and bonus components.

Binance Insights

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The Company
Melbourne, VIC
7,696 Employees
Year Founded: 2017

What We Do

Binance is the world’s leading blockchain and cryptocurrency infrastructure provider with a financial product suite that includes the largest digital asset exchange by volume. Trusted by millions worldwide, the Binance platform is dedicated to increasing the freedom of money for users, and features an unmatched portfolio of crypto products and offerings, including: trading and finance, education, data and research, social good, investment and incubation, decentralization and infrastructure solutions, and more. For more information, visit: https://www.binance.com

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