Islamic Finance Executive Personal Finance, Abu Dhabi (Outsource Role)
Role : ISLAMIC FINANCE EXECUTIVE
Location : UAE (Abu Dhabi or AlAin)
Role Purpose:
To source Personal Finance product to the specified target segment & achieve or exceed the assigned target
Key Accountabilities of the role
. Main Responsibilities
- To source Al Khair / Tadawul product to the specified target segment and achieve or exceed the assigned target.
- Maintain good relationship with all the institutions / governmental department.
- To visit Institutions / governmental departments to meet potential customers and finalize business deals within the targeted turnaround time based on ADIB policy and procedure.
- Full awareness on product knowledge and implementing them at all times.
- Deliver a timely prompt service to the Customers.
- Adhere with stipulated office timing, follow strictly, secrecy norms and maintain data confidentiality.
- Prepare and review Standard Credit Application and ensure all information provided are accurate and ensure authenticity of the critical documents (Bank Statement, Passport copy, Salary certificate etc..) prior sending to DSPU for processing.
- Follow the approval process and escalate the delay to RSS, if any.
- Execute Murabaha contact with the customer representing ADIB, and prepare the file as per the check list, forward the files for disbursement through the coordinators within 24 hours of completing signing formalities with customer.
- To ensure that all deals submitted are error free and fix / rectify the error in case of any
- Check the file activation and notify the RSS in case of delay at RFO end.
- To maintain a good rapport with Inter-department / peers by ensuring a smooth flow of business.
- To participate in activities assigned by your line manager during promotions.
- Initiate cross-sell other banking products on best efforts basis.
- Escalate customer complaints to the supervisor level if any.
Specialist Skills / Technical Knowledge Required for this role:
- Broad knowledge of ADIB’s Retail Banking products & services
- Fair knowledge of service standards, Sales skills and Computer skills
- Good Knowledge of UAE banking practices, regulations & risks
- General awareness of competitors in the local market.
Skills Required
- Broad knowledge of ADIB retail banking products and services
- Knowledge of service standards and sales skills
- Computer skills
- Knowledge of UAE banking practices, regulations, and risks
- General awareness of competitors in the local market
What We Do
Abu Dhabi Islamic Bank, A Public Joint Stock Company, is a leading Islamic bank headquartered and listed in Abu Dhabi- UAE with a purpose of being a lifelong partner for customers, colleagues and community. Over the last two decades, ADIB has demonstrated a consistent track record of growth with assets now totaling USD 34 billion. The bank currently serves more than 1 million customers through a balanced proposition that combines a highly-personalized customer experience with world-class digital banking services. ADIB is a full-fledged financial service provider that offers banking solutions for individuals, corporates and affluent customers. In addition, the wider ADIB Group provides brokerage, real estate and property management, payments and insurance services. ADIB has one of the largest distribution networks in the UAE with more than 60 branches. Internationally, the bank has a presence in six strategic markets - Egypt, , the Kingdom of Saudi Arabia, the United Kingdom, Qatar, Sudan and Iraq.
