Internal Audit Manager

HomeXpress – Your Leading Non-QM Mortgage Lender

Join our growing team and be part of the Top Non-QM Lender in the Business

We are known for closing mortgage loans with Speed, Ease, and Convenience

Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, & FHLMC

HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

PRIMARY FUNCTIONS: The Manager - Internal Audit (“Manager”) position is a significant management position for HomeXpress Mortgage (the “Company”). The Manager reports directly to the Company’s President and an independent advisor to the Company. The Manager oversees the Company’s internal audit activities and presents frequently to the Company’s Governance and Risk Oversight Committee (“GROC”) and the Board of Directors. This position is responsible for understanding the objectives and risks associated with the Company’s lending operations, information systems, and financial and administrative activities. This understanding is the foundation for the Manager’s effort with management in establishing a risk / control framework and ensuring that internal controls are properly identified, designed, established, documented, monitored, tested, and remediated, as necessary. The Manager, while remaining independent, is to establish and maintain positive working relationships with management, external auditors, and consultants. The Manager position will coordinate with the Company’s lending compliance functions and provide value to the Company through identifying operating efficiencies and assisting in improving functional effectiveness.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• The Manager is to lead the annual enterprise-wide risk assessment and audit plan process. The Manager will assist Company management in structuring and implementing an effective and scalable internal controls infrastructure and will advise operations during process improvement and system integration projects. This is a “hands-on” position in a growing organization and will provide guidance for the evolution of the Company’s risk mitigation processes.

• The Manager will establish audit metrics and scope and will report the adherence to policies and procedures to the President, the GROC and the Board of Directors and make recommendations for improvement in the Company’s operations.

• The Manager will be operating in a mortgage lending business footprint. Experience with mortgage banking activities, and their impact upon the control environment is desired. A grasp of Information Technology (“IT”) platforms and system assessments is also important. Assisting management in assessing (and documenting) IT General Controls and IT security aspects will be a material part of the position. Experience with GAAP and regulatory requirements / compliance applicable to mortgage lending is also desired.

• The Manager will foster communication and collaborate with management and various employees to establish a sound monitoring structure as to internal controls and providing guidance on risk management and internal control best practices.

• The Manager is expected to identify and analyze potential risks to, and opportunities for, the Company’s operations. Focus will be on providing understanding of the potential impact (and risk profile) of various operating activities and business practices on financial reporting, compliance, corporate governance, and business performance. The Manager is to actively participate in management meetings and / or committees, as assigned, to ensure that he/she is well-informed of key business developments that could have an impact on audit priorities, business operations, and the internal control environment.

DESIRED PERSONAL CHARACTERISTICS:

· Detail oriented and committed to the highest quality.

· Self-Starter with positive Can-Do attitude.

· Problem solving and analysis oriented.

· Demonstrate a broad application of principles, theories, and concepts in internal auditing standards.

· The ability to communicate well and to foster positive working relationships.

· An open-minded individual that embraces change and innovation.

JOB REQUIREMENTS:

• The Manager should have a minimum of five years of direct internal audit experience, preferably with experience within a mortgage banking operation environment. The Manager should be familiar and comfortable in an entity utilizing (or planning to) high levels of technology employed in their business operations. Preferably, some of the experience will be from working for a large public accounting firm. The Manager must also have sufficient management experience and the ability to clearly, concisely, and timely communicate (verbally and in writing) with management and the GROC. Professional certification such as CPA, CIA, or CISA, is strongly preferred.

• The Manager requires a solid comprehension of IT platforms and concepts, as well as a strong ability to utilize basic technology applications (i.e., Word, PowerPoint and Excel).

• This individual must be detail oriented with a solid ability to multi-task and handle numerous pending items. The position requires exceptional judgment and the ability to prioritize and to work effectively with all levels of management while maintaining an independent mind-set.

• Must be committed to professional development through relevant continuing education programs and be dedicated to quality assurance.

• The Manager must also be able to handle sensitive information on a confidential basis, and to perform and manage special projects or investigations at the request of the Company’s Board of Directors or the GROC.

EDUCATION: Bachelor’s Degree required.

EXPERIENCE:

· Experience in the Mortgage industry is desired.

· 5+ years of internal audit experience required.

· 3+ years of management experience preferred.

PHYSICAL REQUIREMENTS:

· This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations.

Job Type: Full-time

Pay: $90,000.00 - $110,000.00 per year

Experience:

• Internal audits: 5 years (Preferred)
• Management: 3 years (Preferred)

Ability to Commute:

• Santa Ana, CA (Preferred)

Ability to Relocate:

• Santa Ana, CA: Relocate before starting work (Preferred)

Work Location: In person

All your information will be kept confidential according to EEO guidelines.