Indirect Credit Buyer

Please reference the schedule and minimum qualifications listed below before applying.

If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email [email protected] and every reasonable effort will be made to accommodate your needs in a timely manner.

Job SummaryPerform the necessary functions of processing, approving, and assisting with operations of the Indirect Lending Department in order to help meet the goals of the credit union and to meet member needs. Provide quality service to members, dealerships, and branches. Represent the Credit Union in a professional manner.

Job Description

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Negotiates underwriting terms and makes lending decisions on dealership submitted credit applications in accordance to MACU lending guidelines and policies.
• Establishes and maintains mutually beneficial lending channels with vendors and merchants participating in our Automotive Indirect Lending Program.  Maintains and expands a quality loan portfolio as outlined in the MACU loan policy and guidelines.
• Provides top quality and consistent credit decisions between the lending platforms by coordinating with branch managers and FSRs.
• Performs other duties as assigned.

KNOWLEDGE, SKILLS, and ABILITIES

The requirements listed are representative of the knowledge, skills, and/or abilities required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

Experience

One to three years of similar or related experience

Education

Two-year college degree or completion of a specialized course of study at a business or trade school or equivalent

~

Licenses, Certificates, Registrations

n/a

Computer/Office Equipment Skills

Adding machine/10-Key. Type a minimum of 35 words per minute. Basic computer operating skills (windows navigation, mouse/keyboard functionality) Intermediate to advanced level skill for Microsoft Office (Outlook, Word, PowerPoint, Excel)

Managerial Responsibility

Have no supervisory/managerial responsibilities

Language Skills

Must have the ability to read, understand and carry out instructions in written and oral form.

Other Skills and Abilities

Knowledge and understanding of credit union lending policies and procedures. Must be able read credit bureaus, be self-motivated, multi-task and to be detail oriented. Must have the ability to originate and maintain dealer relationships; meet individual and departmental goals, handle and resolve disputes with members, dealers, and branches. Must have excellent communication skills, knowledge and ability to use the internet and other computer software applications and perform basic clerical functions.  Provide quality service to all members, vendors, clients, and prospective clients.  Represent the Credit Union in a professional manner.

PHYSICAL ABILITIES / WORKING CONDITIONS

Physical Demands

Ability to talk, hear, sit, use hands to handle or feel and reach with hands and arms consistently.

Vision Requirements

Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more)

Weight Lifted or Force Exerted

Ability to lift up to 10 pounds consistently and up to 50 pounds occasionally

Environmental

There are no unusual environmental factors

Noise Environment

Moderate noise (business office with computers and printers, light traffic)

***This Job is not eligible to be performed in Colorado or Connecticut, either remotely or in-person.***

Mountain America Credit Union is an EEO/AA/ADA/Veterans employer.