Job Title: IDL_Product Owner
About Us
“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery.
WHY JOIN CAPCO?
You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.
MAKE AN IMPACT
Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.
#BEYOURSELFATWORK
Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.
CAREER ADVANCEMENT
With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.
DIVERSITY & INCLUSION
We believe that diversity of people and perspective gives us a competitive advantage.
Job Description:
Role purpose
Own and drive the product vision, roadmap, and delivery for intraday liquidity capabilities, ensuring the bank can monitor, forecast, and optimise intraday cash and liquidity positions across entities, currencies, and payment systems. You’ll translate Treasury/Liquidity and Payments needs into scalable, compliant with BCBS248 and RAF principles - specifically principle 2, data-driven solutions that improve control, resilience, and decision-making.
Key responsibilities
Product strategy & ownership
- Define product vision, outcomes, and OKRs for intraday liquidity monitoring, forecasting, and controls.
- Own and prioritise the product backlog, balancing regulatory commitments, risk reduction, operational resilience, and business value.
- Develop and maintain a multi-quarter roadmap aligned to Treasury, Payments, Operations, Risk, and Technology strategies.
Intraday liquidity domain leadership
- Partner with Treasury transformation /legal entity Liquidity teams and the Group liquidity team to define intraday liquidity metrics, limits, early-warning indicators, and escalation triggers.
- Drive capabilities for real-time/near-real-time visibility of cash positions, payment flows, and liquidity buffers across nostro/vostro, central bank accounts, and internal ledgers (as applicable).
- Support stress scenarios and contingency playbooks (e.g., payment gridlock, market disruption, correspondent outages).
Delivery & execution
- Lead agile ceremonies and ensure delivery teams have clear, testable requirements (user stories, acceptance criteria, non-functional requirements).
- Work with engineering and architecture to design solutions that are resilient, observable, and scalable (latency, throughput, availability).
- Ensure end-to-end delivery across data ingestion, enrichment, analytics, dashboards, alerts, and workflow.
Data, controls & reporting
- Define data quality standards and lineage requirements for intraday liquidity data (timeliness, completeness, accuracy).
- Deliver MI and dashboards for key stakeholders (Treasury, Ops, Risk) with drill-down and auditability.
- Embed controls: reconciliations, exception management, alerting, and evidence capture for audits/regulatory reviews.
Stakeholder management
- Act as the primary interface between business stakeholders and technology teams; manage expectations and trade-offs.
- Coordinate across global teams and time zones; ensure consistent adoption and change management.
- Present product progress, risks, and decisions to senior forums.
Risk, compliance & governance
- Ensure solutions meet internal governance, model risk (where forecasting is used), operational risk, and regulatory expectations.
- Partner with Risk/Compliance to document controls, approvals, and ongoing monitoring.
- Maintain clear documentation: product artefacts, process maps, runbooks, and support models.
Key deliverables
- Product vision, roadmap, and quarterly plans
- Prioritised backlog with clear user stories and acceptance criteria
- Intraday liquidity dashboards, alerts, and workflow tooling
- Data quality framework and control evidence
- Operating model: roles, RACI, runbooks, and KPIs
Required experience & skills
Domain
- Strong knowledge of intraday liquidity concepts: payment flows, nostro/correspondent banking, central bank accounts, liquidity buffers, intraday limits, and settlement cycles.
- Intraday regs BCBS 248 and FiR Principle 2.
- Understanding of payment schemes and messaging (e.g., SWIFT MT/MX/ISO 20022), and how payment statuses impact liquidity.
- Familiarity with Treasury/Liquidity risk management and regulatory expectations for intraday liquidity monitoring (jurisdiction-dependent).
Product & delivery
- Proven Product Owner/Product Manager experience delivering data/analytics or workflow products in a regulated financial services environment.
- Strong agile delivery skills (Scrum/Kanban), backlog management, and value-based prioritisation.
- Ability to write clear requirements and translate complex domain needs into implementable solutions.
Data & technology
- Experience with data platforms and real-time/streaming concepts (e.g., event-driven architectures), plus BI/visualisation tools.
- Comfortable working with APIs, data models, reconciliation logic, and observability (monitoring/alerting).
- Strong understanding of non-functional requirements: resilience, security, performance, and auditability.
Soft skills
- Excellent stakeholder management and communication; able to influence across functions.
- Strong writing skills.
- Analytical mindset with strong problem-solving and decision-making under time pressure.
- Collaborative, inclusive approach; able to work effectively across cultures and geographies.
Preferred qualifications
- Experience in Treasury, Liquidity Risk, Payments Operations, or Cash Management.
- Exposure to forecasting/analytics (including model governance where applicable).
- Certifications: PSPO/CSPO, SAFe (if relevant), or equivalent product/agile credentials.
Success measures
- Improved timeliness and accuracy of intraday position visibility (e.g., reduced data latency, fewer breaks)
- Reduced number/severity of intraday liquidity incidents and escalations
- Increased automation of reconciliations and exception handling
- Stakeholder adoption and satisfaction; measurable reduction in manual effort
- Audit/regulatory outcomes supported by strong evidence and controls
Skills Required
- Strong knowledge of intraday liquidity concepts
- Proven Product Owner/Product Manager experience in financial services
- Strong agile delivery skills (Scrum/Kanban)
- Experience with data platforms and real-time/streaming concepts
- Excellent stakeholder management and communication
What the Team is Saying
Capco Compensation & Benefits Highlights
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Wellbeing & Lifestyle Benefits — Wellbeing resources are extensive, featuring a global platform with a Mental Health Hub, EAP-style support, coaching, financial-wellness content, and regional wellbeing events. These offerings position health and lifestyle support as a core part of the employee experience.
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Parental & Family Support — Family-friendly design includes enhanced maternity, adoption, and shared parental leave along with paid leave for pregnancy loss, fertility treatment, menopause, and bereavement. U.S. Return-to-Work materials highlight flexibility and structured support for caregiving needs.
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Inclusive Benefits Coverage — Recognition on the Human Rights Campaign Corporate Equality Index signals LGBTQ+ inclusive policies and benefits in the U.S. context. This reflects intentional coverage for diverse families and life stages.
Capco Insights
What We Do
Capco, a Wipro company, is a global management and technology consultancy specializing in driving transformation in the energy and financial services industries. Capco operates at the intersection of business and technology by combining innovative thinking with unrivalled industry knowledge to fast-track digital initiatives for banking and payments, capital markets, wealth and asset management, insurance, and the energy sector. Capco’s cutting edge ingenuity is brought to life through its award-winning Be Yourself At Work culture and diverse talent. TRUSTED ADVISORS - Our collaborative and entrepreneurial approach position us as trusted long-term partners to our clients. DEEP EXPERTISE - Clients look to us for clear guidance, proven expertise, and the support they need to set their companies up for success. DISRUPTIVE SOLUTIONS- We do not provide off -the-shelf answers to clients’ challenges. Instead, we work in close collaboration to understand the issues, and craft disruptive, bespoke solutions. ACCOUNTABILITY AND OWNERSHIP - We recognize every client has distinct needs and expectations, and we take ownership and accountability for the solutions we design, build, and deliver.
Why Work With Us
We support and encourage an inclusive culture, entrepreneurial outlook and independent thinking. Capco is not about organizational charts and rigid hierarchies – we want all employees to feel that Capco is their firm to own and run. We believe diversity powers innovation. Be Yourself At Work (#BYAW) is an integral and underlying part of our culture
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Capco Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
