Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionPower the engine of Wise. The Payin team looks after the critical first step of every customer’s journey: funding their transfer. We are a full-stack team that owns the entire payin lifecycle, from backend partner integrations to frontend user experience.
You will architect API and SFTP integrations, design strategies to intelligently route customers to the best payment methods, and create frictionless UX for both one-off and recurring transactions. Your work will be measured by its direct impact on our most important metrics: the volume of money moved and the rate at which customers successfully complete payments.
Wise’s mission is to move trillions. Our team owns the first and most essential part of that journey: getting the money in.
QualificationsKey responsibilies
- You have a strong product mindset and genuine passion for user experience — you prioritize customer value and make data-driven decisions.
- You have 2+ years of experience with Java or Kotlin knowledge, experience with Spring framework and micro-services
- You enjoy writing testable code and believe in Test Driven Development
- Experience working with relational databases, query optimization and designing schemas
- Cross-Functional Collaboration: Partner with product, operations and banking teams to prioritize projects that enhance customers’ payments. Leverage strong communication skills to effectively manage expectations and deliver seamless integration of new features.
- You have a self-starter attitude with a collaborative spirit — you work well independently and across teams.
- You are a strong communicator and can articulate complex, technical concepts to non-technical audience. You know how to communicate with multiple teams and find the best solution that suits everyone.
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 2+ years of experience with Java or Kotlin
- Experience with Spring framework and micro-services
- Experience architecting API integrations and SFTP integrations
- Experience working with relational databases, query optimization and designing schemas
- Belief in writing testable code and Test Driven Development
- Strong product mindset and focus on user experience
- Cross-functional collaboration with product, operations and banking teams
- Self-starter attitude and ability to work independently and across teams
- Strong communication skills to explain technical concepts to non-technical audiences
What the Team is Saying
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Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
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Leave & Time Off Breadth — Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
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Parental & Family Support — Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
