Mortgage Loss Mitigation Quality Assurance Specialist

Posted 13 Days Ago
Be an Early Applicant
Glen Allen, VA, USA
In-Office
25-30 Hourly
Senior level
Digital Media • Fintech • Information Technology • Machine Learning • Financial Services • Cybersecurity • Automation
Ready to Transform the Future | Careers in Technology & Security
The Role
Performs quality assurance and control testing for mortgage loss mitigation products and processes. Monitors risks, evaluates control effectiveness, verifies data accuracy and completeness, documents testing results, identifies process improvements, and communicates findings to business partners and management. Maintains knowledge of business processes, regulatory requirements, and control frameworks while managing multiple assignments and deadlines.
Summary Generated by Built In

As the Quality Assurance Analyst, you will participate, in a team environment, to define the target state for monitoring and testing for assigned products, processes and services. Under direction, the Analyst will complete quality control testing for one or more lines of business and/or products. Working within established timelines, the Analyst will deliver control testing and risk monitoring activities which are critical to determining control environment effectiveness. In this role, the Analyst will gain an understanding of business processes and will develop fundamental control assessment skills.

Primary responsibilities include

  • The primary focus of the Quality Assurance (QA) team is to design and execute quality assurance testing. QA results aid the line of business by ensuring process and controls are functioning properly and that data elements are flowing completely and accurately from input through to regulatory and management reporting.
  • Identifies and develops ways to improve the quality, capability, or efficiency of the testing process. 
  • Builds strong relationships with partners and business line management, across the various business lines, sharing monitoring and testing outcomes.
  • Documents testing results results in system of record. Demonstrates knowledge of Business Line processes and control monitoring skills through increased independence on work tasks while maintaining quality. Documents changes in process as required
  • Maintains up-to-date understanding of business processes along with regulatory requirements for quality assurance testing and controls.

Qualifications, Education, Certifications and/or Other Professional Credentials

  • 2-4 years Home Mortgage experience, specific Loss Mitigation experience preferred
  • Ability to juggle multiple work efforts and to quickly change direction
  • PC skills including proficiency in all Microsoft Office programs including MS Word, Excel, Outlook and database applications
  • Self-motivated individual who can work independently and as an engaged member of a team
  • Organizational skills and ability to handle multiple tasks to meet tight deadlines
  • Strong oral and written communications skills
  • Knowledge of banking/brokerage products and operations; regulatory requirements; and key processes, controls, and exposure areas a plus
  • Experience delivering under tight deadlines while maintaining quality standards
  • Excellent interpersonal skills

Hours & Work Schedule

  • Hours per Week: 40 Hours
  • Work Schedule: Monday-Friday in the Glen Allen, VA office

Pay Transparency

The salary range for this position is $24.52 - $30.29 per hour. Actual pay is based on various factors including but not limited to the budget, work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

About Us

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.


Skills Required

  • 2-4 years of home mortgage experience
  • Loss mitigation experience
  • Proficiency in Microsoft Office, including Word, Excel, Outlook, and database applications
  • Ability to manage multiple work efforts and change direction quickly
  • Ability to work independently and as part of a team
  • Strong organizational skills and ability to meet tight deadlines
  • Strong oral and written communication skills
  • Knowledge of banking or brokerage products and operations, regulatory requirements, processes, controls, and exposure areas
  • Experience delivering quality work under tight deadlines
  • Excellent interpersonal skills

Citizens Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.

  • Parental & Family Support — Policies include six weeks of fully paid parental leave for all parents, up to 16 weeks for birthing parents, 10 days of emergency back‑up care, and adoption assistance of more than $25,000. Recognition for adoption support underscores a strong family‑friendly posture.
  • Leave & Time Off Breadth — Time off includes 11 paid holidays and up to 27 PTO days. The breadth of leave is presented as generous versus many peers.
  • Healthcare Strength — Medical, dental, and vision options pair with an HSA that includes a company contribution, plus mental‑health access via Spring Health (eight no‑cost sessions), Hinge Health, wellness programs, and discounted gyms. Eligibility at 20+ hours per week broadens access to these resources.

Citizens Insights

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The Company
HQ: Providence, RI
17,000 Employees
Year Founded: 1828

What We Do

As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation

Why Work With Us

We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.

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