With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
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Job Summary
To develop tactical strategy and delivery plans, formulate associated practice/s and to ensure operational implementation and adoption i.t.o. credit risk management methodology, practice, governance and delivery objectives.Job Description
Accountability: Team Leadership 30%
- Foster a high-performing and motivated team culture, maintaining strong internal relationships to support the achievement of business objectives.
- Contribute to driving business performance by delivering insightful and effective performance management information.
- Oversee high-volume credit risk workflows, ensuring delivery meets world-class standards of timeliness, quality and cost-efficiency.
- Manage key performance indicators within budget, in collaboration with relevant stakeholders.
- Identify and support the training and development needs of the team, contributing to the design and implementation of effective learning solutions.
- Demonstrate leadership by embodying Absa’s values and promoting shared goals and objectives across the team.
- Ensure robust performance management and succession planning to build a resilient and future-ready team.
Accountability: Credit Risk Management split 30%
- Ensure the highest standards of credit quality through the sanctioning, sampling and application of best practice to credit proposals across wholesale portfolio and maintenance of these standards throughout the Corporate and Credit Teams.
- Ensure effective implementation and continuous delivery of credit policies and processes, while actively contributing to the development and enhancement of business and credit policy frameworks.
- Exercise personal judgement and discretion in the evaluation and approval/decline of credit proposals. Responsible for delivering consistent and timely credit risk decisions.
- Responsibility for personal & team adherence to governance , compliance and lending portfolio controls. Ensuring conformance to policy and procedures including proactive management of agreed responsibilities.
- Ensuring delivery of a world class post sanction operation and monitoring control, maximizing systems capability to resource for maximum cost efficiency and effectiveness
- Ensure robust and appropriate control over portfolio information and that reports are produced, reviewed (challenged) by all key stakeholders in the country as well as at Centre team
- Proactively manage and maintain interactive effective working relationships with internal stakeholders (including managers, peers, subordinates, and cross-functional teams), external clients, regulators, government bodies, vendors, and industry associations to support business objectives and ensure alignment across all interactions.
Accountability: Business Partnership 20%
- Collaborates closely with the Country Commercial Director to deliver a credit service that adds strategic value and supports sustainable business growth.
- Leads structured communication and feedback mechanisms between the Credit function and Business teams to foster trust, strengthen collaboration, and enhance the visibility and appreciation of the credit function.
Accountability: Business and Team Management 10%
- Establish and maintain a robust network of internal stakeholders and external professionals, including panel experts, to enhance team visibility and maximize strategic value.
- Drive business performance by setting clear targets, fostering accountability, and delivering insightful performance management information.
- Provide coaching and support to team members, promoting technical development and actively sharing knowledge, best practices, and innovative solutions across teams.
- Proactively embrace and implement agreed change initiatives, particularly those aimed at improving processes and enhancing quality.
Accountability: Risk and Control 10%
- Ensure all activities are conducted in strict adherence to regulatory requirements, the Enterprise-Wide Risk Management Framework, and internal Absa policies and standards.
- Identify, assess, and manage risks and incidents relevant to the role, maintaining a strong control environment.
Education
Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required)Skills Required
- Bachelor's degree or Advanced Diploma in Business, Commerce, or Management Studies
- Extensive experience in wholesale credit risk management and credit decisioning
- Proven experience evaluating, sanctioning and approving/declining credit proposals
- Experience managing high-volume credit risk workflows and KPI-driven teams
- Strong knowledge of credit policies, governance, compliance and lending portfolio controls
- Demonstrated leadership, people management, performance management and succession planning
- Stakeholder management and ability to partner with commercial leaders and regulators
- Experience delivering post-sanction monitoring operations and leveraging systems for efficiency
- Ability to design or contribute to credit policy frameworks and continuous improvement initiatives
Absa Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Absa Group and has not been reviewed or approved by Absa Group.
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Healthcare Strength — Medical aid, group life, disability, and funeral cover are described as comprehensive, with features such as terminal‑illness advances and beneficiary grocery benefits. Wellness and assistance offerings support overall financial and personal wellbeing.
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Retirement Support — A pension fund and group retirement arrangements are positioned as core benefits within fixed remuneration. Retirement coverage is embedded alongside other protections as part of standard employment.
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Equity Value & Accessibility — Employee share‑ownership (eKhaya) and equity‑linked awards broaden wealth‑sharing, with dividends or cash‑equivalent participation in some markets. This provides longer‑term value beyond base pay.
Absa Group Insights
What We Do
Absa Group Limited (Absa) has forged a new way of getting things done, driven by bravery and passion, with the readiness to realise growth on the African continent and beyond. We’re a truly African brand, inspired by the people we serve in Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda, and Zambia. We also have representative offices in China, Namibia, Nigeria and the United States, as well as securities entities in the United Kingdom and the United States, along with technology support colleagues in the Czech Republic.
