Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia, Philippines, Malaysia, and Thailand. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.
Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.
As the Head of Treasury at Xendit, you will be the primary architect of our treasury engine. You will sit at the intersection of finance, product, and strategy, taking full ownership of our Treasury P&L and ensuring that every dollar—and every local currency—is working as profitably as possible.
We are looking for a strategic leader who thinks like an owner. You will navigate complex cross-border liquidity challenges, negotiate high-stakes FX spreads, and optimize yield on Xendit’s held funds. Whether it’s designing sophisticated liquidity strategies or integrating cutting-edge financial instruments (like stablecoins) into our flow, you will be responsible for balancing risk with aggressive growth. If you are a seasoned treasury expert who thrives in high-velocity environments and enjoys the challenge of building a world-class function from the ground up, this role would be a good fit for you.
Minimum Qualifications- 7-10 years of Treasury experience, with at least 3-5 years heading up Treasury in a Fintech or similar
- Experience Optimizing yields on held funds (interest rate, time deposits etc.)
- Experience Managing FX (advising on spreads, hedging FX risk, netting strategies)
- Experience designing and implementing funding and liquidity strategies
- Experience selecting, negotiating with and managing financial partners related to liquidity provisions (e.g., banks, debt providers)
- Experience defining technology / tool stack for Treasury function
- Excellent communication skills and the ability to build and maintain internal and external relationships effortlessly
- Experience with stablecoins
- Experience in managing FX risk
- Experience in fast moving FinTech startup
- Own the Treasury P&L and maximize generated profits
- Optimize funds and costs to generate profit from floats and cross-border movement
- Work with Growth on pricing structures for FX, post-funding, and early settlement
- Engage global banking partners on FX pricing, fees, deposit rates, fund placements and liquidity provisioning (the banking relationships will be held by our Financial Partnerships)
- Determine optimal bank account structures and float allocations across global and local entities
- Forecasting liquidity needs for Xendit
- Explore newer financial instruments (e.g., Stablecoins), and work with internal stakeholders to support use cases utilizing these
- Manage Treasury P&L captures:
- Revenue: Interest on merchant funds, liquidity arrangements, and FX revenue
- Costs: Bank fees, financing costs, FX hedging, and partner spread costs
- Work with internal stakeholders on Treasury goals:
- Compliance: Ensure strategies meet safeguarding and other regulatory requirements
- Risk: Effectively manage FX and exposure risk frameworks
- Financial Operations: Operationalize liquidity and float allocations
- Product/Engineering: Build or buy the right tooling to enable the Treasury function, and productizing effective cross border fund movements
- Growth: Align with Sales and Account Management on FX and liquidity commercial pricing
- Financial Partnerships: Align on targets for financial partners required to achieve Treasury goals
- Finance & Accounting: Liaising in executing company / operation fund movements
Top Skills
What We Do
Xendit is a financial technology company that provides payment solutions and simplifies the payment process for businesses in Indonesia, the Philippines and Southeast Asia, from SMEs and e-commerce startups to large enterprises. Xendit enables businesses to accept payments, disburse payroll, run marketplaces and more. The platform is known for its speed (fast integration, builds), simplicity (easy integrations, pricing), and world-class 24/7 customer support. Amidst the fragmented payment landscape in Southeast Asia, Xendit enables businesses to accept payments from direct debit, virtual accounts, credit and debit cards, eWallets, retail outlets, and online installments. Building the region’s digital payments infrastructure, Xendit is shaping the next generation of scalable businesses across Southeast Asia. Xendit is propelling the region's digital transformation by addressing access, reliability, and regulatory needs enabling more businesses to scale and thrive. As the first-ever Indonesian startup to graduate from YCombinator and backed by investors from Silicon Valley and Asia, including Kleiner and GGV Capital, Xendit powers some of Southeast Asia’s fastest-growing brands including Traveloka, Transferwise, Wish, and Grab.
