Head Risk Monitoring - Market and Credit Risks

Building the bank of tomorrow takes more than skills. 
It means combining our differences to imagine, discuss, code, develop, test, learn… and celebrate every step together. Share our vibes? Join Swissquote to unleash your potential.

We are the Swiss Leader in Online Banking and we provide trading, investing and banking services to +500’000 clients, through our performant and secured digital platforms.

Our +1000 employees work in a flexible way, without dress code and in multicultural teams. 
By having a huge impact on the industry, they are growing their skills portfolio and boosting their career in a fast-pace environment.

We are all in at Swissquote. As an equal opportunity employer, we welcome candidates from all backgrounds, experiences and perspectives to join our team and contribute to our shared success.

Are you all in? Don’t be shy, apply

As a Vice-Director within the Controlling & Risk department, you will play a pivotal role in shaping and executing Swissquote’s risk strategy. Reporting directly to the Controlling & Risk Director, you will lead dynamic teams and will ensure adequate risk monitoring.

Key responsibilities

Team Management:

• Maintaining the motivating, productive, and safe environment by:
  • Fostering a positive work atmosphere where employees feel motivated, valued, and connected to the team and the organization.
  • Supporting employee growth through training, coaching, and advancement opportunities.
• Performance Management: Setting performance expectations, providing feedback, conducting performance reviews, and addressing any performance issues.
• Talent Development and Retention: Contributing to the creation of motivating career paths and skills development programs
• Managing all main HR processes (hiring, termination, transfers, warnings).

Operations management:

• Strategic Planning: Contributing to the department's vision by proposing and implementing organizational and process optimizations
• Cross-Functional Collaboration
  • Provide expert guidance on risk-related matters, in particular in relation to loans to clients, securities trading (including derivatives) and Asset & Liabilities Management, to support decision-making processes, in a FINMA/BNS and SIX regulations environment.
  • Ensure effective communication and information flow between the Risk teams, the Finance department and the first line of defense such as Trading and ALM  departments.
• Risk Management: Credit and market risk tools and systems for data analysis, reporting, and decision-making.
• Documentation and Procedures: Making sure documentation and procedures are regularly reviewed and kept up to date.

• Minimum of 10 years track record in market and credit risks within the banking sector.
• Very good knowledge and previous experience in loan-to-clients business. Evaluation of pledged portfolio and borrowers' creditworthiness using financial analysis, credit scoring, and risk grading.
• Proficiency with margining business such as derivatives, including statistical analysis, financial and stress testing modeling and scenario analysis to quantify potential losses.
• Strong knowledge of Swiss banking regulations (Basel capital requirements, FINMA regulatory frameworks, BNS, SIX).
• Previous experience in a leadership role. Strong managerial skills, including the ability to lead, motivate, and develop teams to achieve strategic objectives effectively.
• Excellent interpersonal skills, results-oriented, adept at planning and organization.
• Excellent communication and presentation skills, with the ability to influence and inspire cross-functional teams

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