Head of Private Credit

This position is only open to candidates located in the following states and/or markets: Arkansas, Arizona, California, Colorado, Illinois, Massachusetts, Michigan, Nevada, North Carolina, New Jersey, New York, Tennessee, Texas, Washington.

We’re Making Real Estate Investing Accessible to Anyone

Our mission is to empower the world to build wealth through modern real estate investing.

Arrived is an investment platform that acquires and manages high-quality residential real estate, and provides a user-friendly platform to buy ownership interests for as little as $100 per share. We’re enabling our investors to access the best long-term investment in modern history (residential real estate) without the large financial commitments and operational complexity.

What You’ll Do

Arrived is looking for a Head of Private Credit with deep experience in real estate-backed lending—particularly Residential Transition Loans (RTL)—to join our Investments team. Reporting to our VP of Investments, you'll play a critical role in growing our private credit portfolio.

Initially, you’ll spend your time generating and managing relationships with loan originators, underwriting and supporting loan purchase due diligence and transactions, and building out our Private Credit Fund portfolio through direct loan purchases, flow agreements, and joint ventures. Over time, you’ll create and manage new strategic partnerships with originators and financial institutions, create and launch new private credit funds, build creative and responsible cash flow management strategies, provide a long-term perspective to mitigate risk and forecast opportunities within the private credit space, and ultimately build our long-term credit portfolio. 

You’ll work cross-functionally with teams across asset management, accounting, finance, operations, marketing, and investor relations to 1. help increase our loan supply to meet the exceptionally high investor demand for our private credit products, and 2. generate new private credit investment products.

You’ll have a passion for Arrived’s mission of providing real estate investing accessibility to anyone, have expertise in the loan origination space, have built partnerships between financial institutions, and have a perspective on the credit markets. This is an opportunity to draw on your industry experience and apply it to a multifaceted role with influence over a large and growing investment product for the benefit of all investors. And the cherry on top - if you can help build operational infrastructure to manage these complex partnerships using your understanding of SQL and integrating systems like Salesforce and Coda.

You’re comfortable speaking the language of originators, assessing loan tapes and individual loans, providing credit insight and risk management to our investments team, building scalable analytical frameworks, and integrating data from purpose-built systems into repeatable, reliable processes. You enjoy acting as a Swiss army knife, flexing skills across all aspects of the credit ecosystem.

How You’ll Contribute

• Generate, manage, and grow relationships with current and new origination partners, including larger strategic partnerships
• Manage our loan pipeline to ensure ample loan capacity for our private credit products; use information systems like Salesforce, Coda, and more to track our pipeline and portfolio
• Work closely with our Finance, Underwriting, and Operations teams to help manage transactions, cash flow, and operational needs 
• Assist the Investments team with due diligence of originators, borrowers, and loans and support with loan selection
• Optimize and balance a short-term credit portfolio to ensure investment objective alignment, mitigate risks through proactive strategic adjustments, and monitor investor AUM growth to ensure yield obligations are met
•  Lead Investment Committee decisions for new credit opportunities and strategies, from fund thesis to sourcing credit supply to working with our Marketing team to generate demand.
• Analyze origination trends to support strategic initiatives, grow the deal pipeline, support with risk management, and improve efficiency
• Conduct ad hoc investment research

You Might Be a Great Fit If You:

• Have 7–10 years of experience in the private credit or asset management space, with exposure to Residential Transition Loans (e.g. fix-and-flip, bridge, ground-up construction) or similar real estate-backed credit products.
• Have a strong understanding of RTL credit analysis, financial modeling, and trends
• Enjoy building relationships and have a strong network within the origination and financial services space
• Have orchestrated meaningful partnerships between financial institutions
• Have an ability to assess risk exposure and accurately articulate financial and risk analysis 
• Are fluent in tools like SQL, Excel, Google Sheets, and Salesforce
• Have a point of view on the RTL market, interest rates, and overall economy
• Have experience with financial reporting and credit modeling
• Have excellent organizational skills and high attention to detail
• Thrive in a fast-paced environment and are comfortable managing multiple priorities.
• Enjoy collaborating with cross-functional teams to build solutions that scale
• Have a passion for real estate investing—and maybe even own (or want to own) rental properties yourself.

Why Arrived?

• Culture: We’re a small and growing team, passionate about our mission to help others meet their financial goals. You’ll have the opportunity to put your stamp on Arrived from the beginning.
• Growth: We’re solving tough problems and we’re moving at a fast pace. Arrived is creating something completely new and we’re looking for team members who can be as excited about Arrived as we are.
• Benefits: We offer competitive salary & equity compensation. A flexible PTO policy to allow our team to take time away whenever they need. And employer sponsored Health, Dental, and Vision plans.
• Perks: Every Arrived employee gets a monthly cash bonus to invest in Arrived properties so that they can start building passive income (we only ask that you don't quit your job and leave us high and dry when you’re swimming in dividends). 😊
• Location: Arrived is a remote-first company headquartered in Seattle, WA.

*If you’ve made it down this far and are even more excited than you were 5 minutes ago, please apply or reach out to us for more information. Thanks for your time and let us know when you’ve Arrived.*