Head of Data Science - International Markets

Posted 23 Days Ago
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Singapore, SGP
In-Office
Expert/Leader
Fintech • Payments • Financial Services
The Role
The Head of Data Science will lead the data science team across Southeast Asia, focusing on credit risk model development, strategic collaboration, and shaping the machine learning roadmap.
Summary Generated by Built In

We are looking for an experienced and driven Head of Data Science to lead our data science and machine learning efforts across our three international markets: the Philippines, Vietnam, and Thailand. This is a senior leadership role that sits at the intersection of advanced analytics, credit risk, and regional business strategy.

You will build and guide a centralized team of data scientists based in Singapore, own the end-to-end development of credit risk models, and lay the foundation for a broader ML capability that scales across markets. You will also serve as the primary bridge between the technical team and business stakeholders in each country.

About the Job: 

Team Leadership & Strategy

  • Lead and mentor a centralized team of data scientists based in Singapore, serving the Philippines, Vietnam, and Thailand markets.
  • Define the data science roadmap aligned with business priorities in each market.
  • Build a high-performance, collaborative team culture and establish best practices in model development, validation, and deployment.
  • Manage hiring, onboarding, and career development of data science talent.

Credit Risk & ML Model Development

  • Own the end-to-end design, development, validation, and deployment of credit risk models (e.g., Application and Behaviour risk scorecards, transaction models).
  • Remain hands-on and lead by example, actively contributing to data analysis, model building, and technical problem solving alongside the team.
  • Expand the team's capabilities beyond credit risk to include other ML use cases such as fraud detection, customer segmentation, churn prediction, and propensity modeling.
  • Collaborate with ML engineering teams to integrate models into operational systems and data pipelines.

Stakeholder Communication & Regional Collaboration

  • Act as the primary DS technical point of contact for business stakeholders in the Philippines, Vietnam, and Thailand.
  • Translate complex model outputs and data science insights into clear, actionable recommendations for non-technical audiences.
  • Regularly present model performance updates, risk insights, and strategic recommendations to senior leadership and country heads.
  • Work closely with local risk, product, and operations teams to ensure models address real business challenges.
  • Champion data-driven decision making across all three markets.

About You: 

  • Minimum 10 years of experience in data science or machine learning, with at least 3–5 years in a team leadership or management role.
  • Deep domain expertise in credit risk modeling and/or the financial services industry (lending, banking, fintech, or similar).
  • Strong technical skills across the full data science lifecycle, from data analysis and feature engineering to model development and production deployment.
  • Excellent communication and stakeholder management skills, with the ability to navigate cross-cultural business environments.
  • Experience in Southeast Asian financial markets, particularly the Philippines, Vietnam, or Thailand, is a plus.

Why Join Us

  • Lead a high-impact data science function across three fast-growing markets in Southeast Asia.
  • Shape the ML strategy from the ground up, you will have real ownership and influence over how models are built and applied, and play a key role in building and shaping the data science team itself.
  • Work with a passionate, cross-functional team that values data-driven thinking and experimentation.

#LI-SA1

Skills Required

  • 10 years of experience in data science or machine learning
  • 3-5 years in a team leadership or management role
  • Deep domain expertise in credit risk modeling
  • Excellent communication and stakeholder management skills
  • Experience in Southeast Asian financial markets
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The Company
1,707 Employees

What We Do

Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others

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