Head of Crypto Lending & Borrowing

About Uphold

Uphold is a financial technology company that believes on-chain services are the future of finance. It provides modern infrastructure for on-chain payments, banking, and investments. Serving consumers, enterprises, and crypto treasuries, Uphold makes pioneering financial services easy and trusted for millions of customers in more than 140 countries.
Uphold strips away the complexity and increases transparency to open up blockchain-powered finance for everyone. 

To learn more about Uphold, please visit https://uphold.com.

The Opportunity

Uphold is seeking a Head of Crypto Lending & Borrowing to lead and scale our newest product vertical:  the ability to borrow against and lend digital assets. This is a senior, high-impact leadership role responsible for defining the commercial strategy, building the business model, and delivering measurable growth across lending and borrowing products.  The ideal candidate brings deep experience in crypto lending and borrowing, a strong grasp of digital asset markets, and a proven ability to launch and scale revenue-generating products within regulated environments.

You will partner closely with Product, Legal, Risk, Compliance, and Engineering teams to drive growth while managing operational and financial performance.

What you’ll be doing primarily 

• Own the P&L for the Lending & Borrowing business unit — accountable for both revenue generation and cost efficiency.
  
• Define and execute the commercial strategy for Uphold’s digital asset lending products, focusing on customer acquisition, retention, and profitability.
  
• Collaborate cross-functionally with Engineering, Legal, Risk, Treasury, and Compliance to ensure scalable and compliant business operations.
  
• Build and manage partnerships across the crypto ecosystem — including institutional lenders, exchanges, decentralized protocols, and liquidity providers.
  
• Analyze market trends and competitor offerings to identify opportunities for growth and differentiation.
  
• Develop and lead a high-performing team, fostering a results-driven, innovative, and risk-aware culture.
  
• Serve as a strategic advisor to executive leadership on all matters related to digital asset credit markets, DeFi integration, and on/off-ramp liquidity management.

Required Qualifications 

• 10+ years of experience in financial services, crypto, or fintech, including leadership roles in lending, borrowing, or structured products.
  
• Proven success in building or scaling a digital asset lending business — ideally in both retail and institutional markets.
  
• Deep understanding of crypto markets, blockchain-based collateral models, and DeFi protocols.
  
• Strong financial acumen with P&L ownership experience.
  
• Excellent stakeholder management and executive communication skills.
  
• Understanding of U.S. lending regulations and digital asset risk frameworks.
  
• Prior experience launching crypto lending or yield products at a leading exchange, lending platform, or fintech.
  
• Experience working in a regulated, fast-paced, and globally distributed organization.
  
• Fluency in using large language models to increase performance in professional settings.
  
• Based in or willing to relocate to New York (preferred).
  

Bonus if you have

• Passion for Decentralized Finance 
• Network of industry contacts across institutional crypto and DeFi ecosystems.
  

What we have to offer you

• Annual bonus program based on individual, team and company performance.
• Home office stipend to support the setup of a productive home office.
• Generous PTO, healthcare coverage, and employee assistance programs.
• Interesting and fun events and celebrations.
• Foodie culture and well-stocked office kitchen.

Salary: $202,000 - $245,000+  Bonus, Benefits 

If this job isn’t exactly what you are looking for, visit our
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to check out all our exciting opportunities.  

EEOC Employer

We're proud to be an Equal Opportunity Employer and we celebrate our employees' differences, including race, color, religion, gender identity, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, and any other protected classes. Difference makes us stronger and better - together.