Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionResponsible for leading the Credit origination team in proactively originating, assessing, structuring, and supporting the execution of structured debt and lending solutions for Business and Commercial Banking clients. The roleholder partners closely with Relationship Managers and product teams to deliver tailored financing solutions, drive revenue growth, enhance portfolio quality, and ensure a seamless client credit experience.
Credit Origination and Deal Structuring
- Identify, originate, and structure tailored credit and financing solutions for clients across Business and Commercial Banking.
- Lead the assessment and structuring of lending transactions to ensure commercially viable and risk-aligned solutions.
- Participate in deal negotiations, structuring discussions, and business assessment forums to support effective decision-making.
Credit Analysis and Risk Management
- Conduct comprehensive financial, credit, industry, and market analysis to assess transaction viability.
- Identify emerging risks, portfolio vulnerabilities, and early warning indicators to support proactive risk management.
- Conduct due diligence and integrity assessments to mitigate credit, operational, and reputational risks.
Stakeholder and Client Management
- Work closely with Relationship Managers to understand client needs and develop optimal financing solutions.
- Build strong partnerships with Legal, Risk, Compliance, Product, and Operations teams to facilitate seamless deal execution. Engage external stakeholders including valuers, legal advisors, and other professional service providers where required.
Business Growth and Market Development
- Contribute to structured debt product growth through proactive pipeline development and market penetration.
- Provide insights on target sectors, client opportunities, and growth strategies.
- Keep abreast of market trends, industry developments, and economic changes that may impact clients and portfolios. Support revenue growth through effective origination and conversion of quality transactions.
- Build front-line credit capability through coaching Relationship Managers on credit analysis, financial assessment, and deal structuring.
- Bachelor's Degree in Business, Commerce, Finance, Economics, Accounting, Banking, or a related field. Postgraduate qualification in a business or finance-related discipline will be an added advantage.
- Professional Banking Qualification, Credit/Risk Management Qualification, or a recognized professional certification such as ACCA, CPA, CIMA, ACIB, AKIB, CA, or equivalent.
- Minimum of 8 years' relevant banking experience. At least 5-7 years of experience in credit origination, corporate banking, business banking, or structured finance.
- Proven track record in credit analysis, financial assessment, lending transactions, and deal structuring.
- Experience partnering with Relationship Managers and influencing client outcomes through innovative financing solutions.
- Exposure to credit evaluation within Commercial Banking or Corporate Banking environments is highly desirable.
Behavioural Competencies:
- Strategic thinker with strong commercial judgement.
- Results-oriented with a proactive and solution-driven mindset.
- Demonstrates integrity, accountability, and sound professional judgement.
- Strong leadership and coaching capabilities.
Technical Competencies:
- Strong credit analysis and financial modelling capabilities.
- Deep understanding of corporate lending, structured finance, and risk management principles.
- Advanced commercial and business acumen.
- Strong negotiation, influencing, and stakeholder management skills.
- Knowledge of banking regulations, compliance frameworks, and governance standards.
- Excellent analytical, problem-solving, and decision-making capabilities.
Skills Required
- Bachelor's degree in Business, Commerce, Finance, Economics, Accounting, Banking, or a related field
- Professional banking, credit, or risk management qualification, or recognized certification such as ACCA, CPA, CIMA, ACIB, AKIB, or CA
- Minimum of 8 years of relevant banking experience
- At least 5-7 years of experience in credit origination, corporate banking, business banking, or structured finance
- Proven experience in credit analysis, financial assessment, lending transactions, and deal structuring
- Experience partnering with Relationship Managers and influencing client outcomes through financing solutions
- Exposure to credit evaluation within Commercial Banking or Corporate Banking environments
- Strong credit analysis and financial modelling capabilities
- Deep understanding of corporate lending, structured finance, and risk management principles
- Knowledge of banking regulations, compliance frameworks, and governance standards
- Postgraduate qualification in a business or finance-related discipline
- Strong leadership, coaching, negotiation, influencing, stakeholder management, analytical, and decision-making skills
Standard Bank Group Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Standard Bank Group and has not been reviewed or approved by Standard Bank Group.
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Leave & Time Off Breadth — Leave options span vacation, study, parental, compassionate/family responsibility, sick/short‑term incapacity, sabbatical, recognition and optional unpaid leave, subject to country practices. This breadth provides flexibility to manage family, study, health, and rest needs.
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Healthcare Strength — Core protection includes medical cover and death/incapacity insurance, with many markets offering permanent health insurance and optional life/funeral or gap‑cover add‑ons. Wellness and counselling programs further strengthen day‑to‑day health support.
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Fair & Transparent Compensation — Formal remuneration materials emphasize equal pay for work of equal value, structured market alignment, and pay‑equity analyses alongside clawback/forfeiture provisions. This governance signals predictable, fairness‑oriented pay practices.
Standard Bank Group Insights
What We Do
As a brand with a legacy of 161 years in Africa, we have a deep understanding and belief in the boundless opportunities that this continent presents. Our vision extends beyond mere geography; it encompasses a profound recognition of the potential for growth that resonates within our people, customers, entrepreneurs, and all who share our unwavering commitment and passion for investing in Africa. With a presence in 20 countries across sub-Saharan Africa, we have cultivated a diverse community of the most skilled, innovative, and creative minds in the industry. Our purpose is to drive Africa's growth, acting as a catalyst for inclusive and sustainable economic development in the regions we serve. We strive to improve the lives of our fellow Africans by conducting business in an ethical and responsible manner. As a trusted partner, we consistently set higher standards and aspire to become better with each endeavour. We are more than just a banking institution; we are a driving force behind Africa's growth. Join us on this transformative journey. Together, we have the collective power to propel Africa into the future, making tangible progress for all who proudly call Africa home.
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