The Head of Credit Card for Existing customers is a leadership role that will be responsible for defining and leading the existing customer management strategy for the consumer credit card business. This leader will be responsible for maximizing the value of our existing portfolio by driving improved customer engagement, retention, and customer experience across the card lifecycle. While leading a team, the scope of influence required is broad – requiring strong cross-functional leadership across Product, Marketing, Digital, Distribution, Risk Analytics, Finance, Operations, and Technology. The position requires a balance of long-term vision with hands-on execution rigor to ensure strategy translates to measurable business impact.
Primary responsibilities include
- Develop and execute the strategic roadmap for existing credit card customer management, defining the lifecycle strategy and capabilities that deepen customer relationships, drive engagement, and improve portfolio performance.
- Ensure seamless customer experiences and enabling scalable, data-driven actions, offers, servicing, and portfolio management programs.
- Lead a customer and data-driven decision approach, using customer insights and portfolio analytics and test and learn approach that measure outcomes and continuously improve the card customer lifecycle.
- Establish performance management and governance for the card portfolio, defining KPIs, monitoring results, and driving actions to achieve business objectives.
- Partner closely with Risk, Finance, Marketing, Product, Digital, Technology, Decision Science and Operations to deliver initiatives from concept through production
Qualifications
- Proven track record of driving growth in cards, lending, or consumer financial services
- Deep understanding of card economics, lifecycle management, and customer value creation
- Strategic architect with the ability to operate in the details
- Enterprise leader skilled at influencing across a complex, matrixed environment
- Builder mentality – comfortable operating in maturing state and overall scaling business driven
- Demonstrated ability to translate strategy into measurable financial outcomes
Education
Bachelors Degree required
Masters Degree preferred
Hours & Work Schedule
- Hours per Week: 40
- Work Schedule: M-F
#LI-CITIZENS4
About UsEqual Employment Opportunity
Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.
Equal Employment and Opportunity Employer
Job Applicant Data Privacy Policy
Background Check
Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.
Skills Required
- Proven track record of driving growth in cards, lending, or consumer financial services
- Deep understanding of card economics, lifecycle management, and customer value creation
- Ability to design and execute strategic roadmaps and translate strategy into measurable financial outcomes
- Experience leading cross-functional teams and influencing in a complex, matrixed environment
- Builder mentality; comfortable operating in a maturing business and scaling initiatives
- Bachelor's Degree
- Master's Degree
Citizens Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citizens and has not been reviewed or approved by Citizens.
-
Parental & Family Support — Parental leave is described as six weeks at 100% pay for all new parents, with up to 16 weeks for birthing parents. Family-building and caregiving supports include more than $25,000 in adoption assistance and up to 10 days of backup care.
-
Leave & Time Off Breadth — Time off includes 11 paid holidays and up to 27 PTO days, with materials encouraging employees to use their time. This breadth is frequently positioned as a core strength of the total rewards package.
-
Fair & Transparent Compensation — Pay practices are presented as equitable, with disclosures citing near-parity by gender and no gaps for people of color in similar roles. Transparency shows up in posted hourly ranges for retail roles, and some markets list banker pay at competitive levels.
Citizens Insights
What We Do
As one of the oldest and largest financial services firms in the United States with a history dating back to 1828, we’re committed to providing solutions and expertise that support our customers, clients, colleagues, and communities in what’s next on their own unique journey. We invest in the humans who build the logic, ideas, and innovations that bring new technologies to life. Investments in AI, cloud computing, machine learning and automation provide our engineers the tools that enable us to remain competitive and win in today’s environment. At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do. Whether you’re considering banking with us or looking to work with us, you’ll find a customer-centric culture and a supportive, collaborative workforce at Citizens. You’re made ready and so are we. If you're ready to advance your career in technology and security, learn more about opportunity's Citizens offers here: https://jobs.citizensbank.com/digital-transformation
Why Work With Us
We empower the colleagues that power our tech. With growth & upskilling opportunities and sought-after benefits, plus a diverse culture of people and perspectives, we help our colleagues achieve career goals. Because innovation can’t happen without the minds and hearts of our people. Technology is constantly evolving, and we believe you can too.
Gallery






