Head of Credit Administration

Posted 4 Days Ago
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Taguig, Southern Manila District, National Capital Region, PHL
Hybrid
Senior level
Fintech • Financial Services
The Role
Own and build Salmon Bank’s credit administration function, covering loan documentation, disbursement controls, billing, repayment, collateral perfection and safekeeping, and credit-file maintenance. Lead the team, establish clear processes and ownership, ensure audit readiness, partner with Credit, Risk, and Legal, and report performance and risks to senior governance committees. The role requires banking credit administration leadership, regulatory knowledge, advanced Excel skills, and experience scaling a function.
Summary Generated by Built In

About Salmon

Salmon Bank (Rural Bank) Inc., the banking arm of Salmon Group Ltd., is a technology-driven challenger bank in the Philippines operating under a BSP license. We combine the trust of a licensed institution with the speed and convenience of a modern financial product. Work within regulated financial infrastructure, where product, risk, compliance, operations, technology, and customer experience are closely connected.

About the Role
You’ll own Credit Administration for Salmon Bank and build it into a permanent, properly resourced function. You’ll report directly to the Deputy CEO and be accountable for the accuracy, completeness, and audit-readiness of everything that touches loan documentation, disbursement, and collateral.

What You’ll Do

  • Own end-to-end credit administration across credit documentation, disbursement controls, billing and repayment, collateral perfection and safekeeping, and maintenance of credit files, consistent with MORB Sec. 143.

  • Lead and develop the Credit Administration team and run the function’s day-to-day operations.

  • Make sure the function is structured and staffed with clean records, clear ownership, and no single point of failure.

  • Partner with Credit, Risk, and Legal so that documentation and disbursement processes support the bank’s lending products as they scale.

  • Report on credit administration performance, risk, and process gaps to the Deputy CEO, the Credit Committee, and the Risk Oversight Committee, as appropriate.

What We’re Looking For

  • 4-5 years of experience leading a credit administration function within a BSP-regulated bank.

  • Strong working knowledge and ownership of loan documentation, collateral management, disbursement controls, and the maintenance of credit files.

  • Advanced Excel skills. SQL is a strong plus.

  • Experience building or maturing a function from a smaller or informal setup.

  • Comfort operating in a lean, fast-scaling environment.

Good to Have

  • Experience in a fast-growing or newly licensed bank.

  • Exposure to credit administration technology or systems implementation.

Why Join Us
You’ll build a function from the ground up, with direct accountability to the Deputy CEO and a mandate that matters to how BSP sees the bank’s operational maturity.

Skills Required

  • 4-5 years of experience leading a credit administration function within a BSP-regulated bank
  • Strong working knowledge of loan documentation
  • Experience with collateral management
  • Experience with disbursement controls
  • Experience maintaining credit files
  • Advanced Excel skills
  • Experience building or maturing a function from a smaller or informal setup
  • Ability to operate in a lean, fast-scaling environment
  • SQL experience
  • Experience in a fast-growing or newly licensed bank
  • Exposure to credit administration technology or systems implementation
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The Company
1,189 Employees
Year Founded: 2022

What We Do

Salmon Group Ltd is a financial technology company serving Filipino consumers with modern, inclusive financial services. Its platform combines technology, product design, security, data analytics and customer care to make finance easier to access. Salmon offers consumer-focused products including short-term loans and digital banking services, with the broader mission of improving convenience, affordability and financial inclusion while operating securely around the clock.

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