Optasia is a fully enabled B2B2X financial technology platform covering scoring, financial decisioning, disbursement and collection. We are committed to enabling financial inclusion for all. We are changing the world our way.
We are seeking for enthusiastic professionals, with energy, who are results driven and have can-do attitude, who want to be part of a team of likeminded individuals who are delivering solutions in an innovative and exciting environment. The Head of AI joins a department of 70 members that is responsible for Data Management & Credit Risk optimization. The core responsibilities of the role is to lead R&D initiatives of AI Credit models and methods, and support through AI models relevant initiatives for marketing, operations and business. The successful candidate must be results-oriented, self-motivated and be able to thrive in dynamic and fast-paced environments. The role requires frequent interaction with Credit Traders, Quantitative Risk Data Scientists and Business stakeholders.
What you will do
- Lead R&D initiatives of AI credit models and methods; credit scoring, credit decisioning, fraud, risk monitoring, collection, etc.
- Manage the planning and execution of AI initiatives.
- Find and prioritize AI use cases that can improve performance.
- Collaborate with other departments like business, product, operations and engineering to integrate AI effectively.
- Provide expert support and guidance to all stakeholders.
- Establish a high-performing team by developing the team's strategy, defining objectives, and aligning responsibilities with broader organizational goals.
- Establish AI governance and ensure compliance.
What you will bring
- Masters or PhD in a numerate subject.
- Minimum 7 years of experience in AI, Machine Learning or Data Science, preferably with applications at risk.
- Minimum 3 years in a leadership or management role, with proven success in building, mentoring and scaling AI and data science teams.
- Extensive knowledge of the state-of-the-art AI methods and algorithms.
- Excellent analytical skills.
- Excellent communication skills to effectively translate complex technical concepts to non-technical stakeholders
- Strong analytical and critical thinking skills to break down complex challenges and find innovative, data-driven solutions.
- Advanced understanding of model validation techniques for both credit and market risk models
- Excellent ability to work under pressure, formulate and articulate solutions and defend assumptions
- Excellent ability to solve real world business problems using AI.
- Excellent interpersonal, analytical, verbal and written communication skills
- Excellent analytical and organizational skills with acute attention to details
Why you should apply
What we offer:
💸 Competitive remuneration package
🏝 Extra day off on your birthday
💰 Performance-based bonus scheme
👩🏽⚕️ Comprehensive private healthcare insurance
📲 💻 All the tech gear you need to work smart
Optasia’s Perks:
🎌 Be a part of a multicultural working environment
🎯 Meet a very unique and promising business and industry
🌌 🌠 Gain insights for tomorrow market’s foreground
🎓 A solid career path within our working family is ready for you
📚 Continuous training and access to online training platforms
🥳 CSR activities and festive events within any possible occasion
🍜 Enjoy comfortable open space restaurant with varied meal options every day
🎾 🧘️ Wellbeing activities access such as free on-site yoga classes, plus available squash court on our premises
Optasia’s Values 🌟
#1 Drive to Thrive: Fully dedicated to evolving. We welcome all challenges and learning opportunities.
#2 Customer-First Mindset: We go above and beyond to meet our partners’ and clients’ expectations.
#3 Bridge the Gap: Knowledge is shared, information is exchanged and every opinion counts.
#4 Go-Getter Spirit: We are results oriented. We identify any shortcomings that hold us back and step up to do what’s needed.
#5 Together we will do it: We are committed to supporting one another and to understanding and respecting different perspectives, as we aim to reach our common goals.
Top Skills
What We Do
We deliver Optasia, the AI Platform enabling financial access for the next billion customers. We are changing the world our way.
Α versatile, data-driven B2B2X (business-to-business-to-customers and SMEs) financial technology platform for MNOs, mobile wallet operators and financial institutions, which provides them with accurate credit scoring for responsible financing decision-making.
We support intelligent credit decisions, enable a broad range of financial services development and drive successful business models. All with ease, through our AI-led fully-automated decisioning algorithm, which allows us to efficiently make millions of decisions on financing, based on sophisticated data analysis.
Thanks to our technology and network we provide powerful flywheel effects with repeatable and scalable growth levers, to help our partners grow and enable financial access to retail & SME customers across numerous markets.
Operating since 2012 as Channel VAS and expanded in more than 35 countries in Africa, Middle East, Asia and LATAM with focus in emerging markets, Optasia Enabling credit decisions for an average of 116 million customers a month and had more than 980 million addressable subscribers in 2023, continuing to expand to new markets globally.
Optasia has been chosen as an investment opportunity by top firms such as Abu Dhabi's Waha Capital in 2017, and Ethos, a leading South African investment company in late 2018. The company also obtained ISO 27001 Certification in late 2021. Founded as Channel VAS in 2012, we became Optasia in 2022, incorporating a brand identity that more broadly reflects our capabilities.
