Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
Kikoff is a high-growth consumer fintech startup offering credit-building solutions that are affordable, accessible, and educational. Our core product, the Kikoff Credit Account, has helped hundreds of thousands of customers build better credit. Kikoff has been featured by NerdWallet, Forbes, Buzzfeed, and others; and our app has a 4.9 rating amongst thousands of reviews. But Kikoff is more than just a credit builder: we are a long-term financial partner for our customers, and we have an exciting product roadmap of solutions to help our customers reach their financial goals.
About the Role:
We are looking for a Growth Marketing Manager to own Kikoff's paid social acquisition, with a primary focus on Meta (Facebook/Instagram). This role is responsible for helping achieve Kikoff’s company targets, including customer acquisition, CAC, and ROAS goals via precise channel management and ownership. You will manage the Meta ads channel end-to-end, focusing on initiatives and projects such as:
- Campaign execution and ad creation
- Optimizations including bidding, budget, and strategic adjustments based on performance
- Creative testing
- Attribution and incremental measurement
This role is cross-functional in nature — you will work very closely with creative and data teams to drive profitable growth and help advance the channel.
The ideal candidate has deep hands-on Meta Ads experience with strong analytical instincts and a track record of scaling paid social efficiently at meaningful spend levels.
What you’ll do:
- Serve as the owner of Meta Ads channel, managing all campaigns with full accountability for CAC, ROAS, and conversion volume targets
- Make weekly budget allocation decisions across campaigns, audiences, and placements based on performance data, marginal efficiency, and expected incremental return
- Synthesize performance across Meta Ads Manager, AppsFlyer, and internal backend reporting to surface insights, flag attribution discrepancies, and make optimization decisions grounded in the full measurement picture
- Partner with Kikoff's in-house creative team to help brief concepts, prioritize pitches, and test/iterate on new ads to proactively identify creative wins/losses and ultimately mitigate the risk of creative fatigue
- Design and execute on Meta’s experimentation roadmap, including A/B tests and incrementality tests, paying careful attention to test design while partnering closely with data science to ensure cross-functional alignment
- Produce weekly channel performance reports for leadership: Trends, prior week comparisons, and strategic recommendations
- Build spend forecasts and acquisition plans that accurately project CAC, volume, and revenue outcomes across Meta's platforms
- Identify opportunities to incorporate AI tooling and automations into your daily workflow as the Meta channel manager
- Own the day-to-day relationship with contacts at Meta, working directly with account reps on escalations, new beta opportunities, measurement guidance, and other initiatives
Who you are:
- 3-4+ years in Growth Marketing, Performance Marketing, or User Acquisition, with the majority of time spent on paid social
- Deep hands-on Meta Ads expertise at scale: You have managed six-figure+ monthly budgets and are comfortable owning the full campaign lifecycle independently
- Strong grasp of mobile attribution: An understanding of how platform-reported metrics relate to backend/MMP data, iOS vs. Android differences, and how to navigate attribution complexity in optimization decisions
- Experience with incrementality testing and A/B experimentation — you are familiar with crafting test designs and reading out results
- Comfortable working with large datasets; proficient in Excel or Google Sheets
- Clear, confident communicator who can translate channel performance into leadership-ready insights and recommendations
- Background in fintech, consumer subscription, or D2C is a plus
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 3+ years of experience in growth marketing
- Experience managing monthly budgets of at least $200K
- Hands-on experience with digital paid channels like Facebook and TikTok
- Strong understanding of attribution and creative testing frameworks
- Experience in fintech or D2C industry is a bonus
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
-
Healthcare Strength — Employer-paid employee medical, dental, and vision premiums are highlighted across postings and benefits pages. This materially lowers out-of-pocket costs and signals strong core coverage.
-
Wellbeing & Lifestyle Benefits — Daily meals, snacks, fitness benefits, and substantial commuter support are prominently offered. These perks can meaningfully enhance day-to-day experience, especially for in-office or hybrid roles.
-
Retirement Support — A 401(k) with company matching is included in the package. The presence of matching adds long-term financial value even as specific formulas are not publicly detailed.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.









