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Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
We’re looking for a Growth Marketer to own and scale our influencer and podcast channels. This person will be responsible for driving measurable customer acquisition through creator partnerships as well as collaborate with the Paid Social team on paid amplification.
You’ll own the channels end-to-end—including sourcing, negotiations, measurement & performance analysis, creative briefing, and developing strategies to improve efficiency and scale. This is a highly cross-functional role that sits at the intersection of growth marketing, partnerships, media buying, analytics, and creative.
The ideal candidate is highly analytical and comfortable operating in a fast-moving environment. You should be excited by the challenge of turning creator partnerships into predictable, scalable acquisition channels.
What You’ll DoOwn Influencer & Podcast Growth- Own the day-to-day execution and growth of the influencer and podcast programs, including sourcing, vetting, negotiations, briefings, contracting, measurement, and performance tracking.
- Build and maintain the operational infrastructure needed to scale the programs, including creator databases, rate benchmarks, contracting templates, and briefing processes.
- Develop channel strategies and testing roadmaps that balance CAC efficiency, acquisition volume, and scalability.
- Identify gaps and opportunities across creator mix, content formats, and distribution partners, and recommend ways to evolve the programs.
- Source, evaluate, negotiate, and launch partnerships with influencers & creator agencies, podcast hosts & podcast networks
- Negotiate CPM, CPA, and hybrid deals to drive efficient customer acquisition.
- Develop frameworks for evaluating new partners based on audience, economics, historical performance, and strategic fit.
- Build and maintain strong partner relationships and ensure campaigns launch and operate smoothly.
- Monitor and analyze campaign performance, identifying trends and drivers to determine where to scale, optimize, or cut spend.
- Develop frameworks for evaluating new partners when historical performance data is limited.
- Identify opportunities to improve performance through pricing, creative, targeting, offers, and partner selection.
- Test new sponsorship structures, creative approaches, CTAs, landing experiences, and promotional strategies.
- Partner with Data Science to improve measurement and understand incrementality and brand impact.
- Develop strategies to scale high-performing partners while maintaining target CACs.
- Partner with Creative team to develop campaign briefs and creative assets.
- Collaborate with Paid Social team on paid amplification opportunities.
- 2+ years of experience in growth marketing, performance marketing, influencer marketing, podcast advertising, partnerships, or a related field
- Experience managing performance-oriented influencer and/or podcast marketing programs
- Strong understanding of direct-response marketing and customer acquisition economics
- Proven ability to manage media budgets and make data-driven investment decisions
- Strong analytical skills and comfort working with CAC, ROAS, conversion rates, attribution, and other performance metrics
- Strong negotiation and relationship-management skills
- Excellent project management and organizational skills—you can manage many partners, campaigns, and deadlines simultaneously
- Comfortable working with ambiguity and independently driving projects from strategy through execution
- Strong written and verbal communication skills
- A bias toward testing, learning, and iteration
- Experience with both influencer and podcast advertising
- Experience buying media directly from creators, podcast hosts, or networks/agencies
- Experience with performance-based compensation structures such as CPA, hybrid CPA/CPM, or revenue-share deals
- Familiarity with podcast measurement and attribution platforms such as Podscribe
- Experience with influencer attribution and tracking platforms
- Experience working in fintech, consumer apps, subscriptions, or other performance-driven businesses
- Experience scaling a channel from early testing into a meaningful acquisition program
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Please reference the following for more information.
Skills Required
- 2+ years of experience driving growth toward CAC, ROAS, or volume targets within timelines and budgets, or a strong analytical academic or data-driven background
- Ability to define marketing KPIs and identify their underlying performance drivers
- Ability to manage multiple projects quickly and execute accurately on schedule
- Strategic problem-solving skills, including opportunity assessment and prioritization
- Understanding of hypothesis-driven A/B testing, multivariate testing, and incrementality testing
- Ability to analyze test results and apply insights to future testing
- Understanding of effective direct-response creative and experimentation-based optimization
- Fintech or direct-to-consumer industry experience
Kikoff Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Kikoff and has not been reviewed or approved by Kikoff.
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Healthcare Strength — Health coverage is presented as comprehensive, with medical, dental, and vision included and the full premium cost covered for employees in recent postings. Employer materials and listings consistently cite health insurance as a core benefit.
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Leave & Time Off Breadth — Time off is described as 20 days of accrued PTO plus company‑paid holidays. This provides a clear baseline of paid leave beyond standard holidays.
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Wellbeing & Lifestyle Benefits — Everyday perks include commuter benefits, catered office meals, and a fitness benefit policy. These additions contribute to daily convenience and lifestyle support.
Kikoff Insights
What We Do
Kikoff is a personal finance platform that offers the simplest credit-building solution out there: $0 fees, 0% interest, and no credit pull. Your credit score is the foundation of your financial health – yet most people don’t have the credit score they deserve. That’s why Kikoff built the most accessible and affordable credit-building solution – it’s also the fastest growing and the top-rated credit building mobile app. Kikoff works whether you’re new to credit or looking for an extra boost. Building credit is just the start; Kikoff is building a personal finance platform designed to help consumers achieve financial wellness. Driven by the co-founders’ and team’s personal experiences, Kikoff’s mission is to provide refreshingly fair, effective, and simple pathways to meet your financial goals. Kikoff is a Series B company and has raised over $42 million in total funding. Investors include Portage Ventures, Lightspeed Venture Partners, GGV, Coatue, Core Innovation Capital, and basketball star Stephen Curry. Kikoff was founded in 2019 and is headquartered in San Francisco, California.
Why Work With Us
We are building an organization that maximizes growth and learning; we are invested in helping you grow and achieve what you want in your career. Our principles include a bias towards action, work in public, first principles thinking, intellectual honesty and extreme ownership.
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