Group Product Compliance Lead - Regional Platform

Posted 2 Days Ago
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London, Greater London, England, GBR
Hybrid
Senior level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Lead product compliance for core payment and customer-eligibility flows. Translate multi-jurisdictional regulatory obligations into product and engineering decisions, shape regulatory infrastructure and assurance frameworks, and collaborate with legal, product, engineering, and regional teams to ensure consistent, scalable compliance across markets and payment schemes.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

This is a first-line product compliance role. You will work directly alongside engineers and product managers to translate regulatory obligations into product decisions that are scalable, defensible and globally consistent. 

Your mission

Keeping pace with how money moves.  As Wise expands into new markets, corridors, and payment schemes, the rules governing how transfers are processed, and who can send them, become increasingly complex. You will own the compliance strategy for core product flows that determine customer eligibility: how we verify where customers live, how we handle customers who move between countries, and how we allocate customers to the right licensed entity. These aren't abstract compliance questions, they manifest directly in product screens, data models, and engineering decisions. You will need to go deep quickly, surface the "so what," and drive alignment between legal, product, and engineering teams across multiple markets.

Strengthening the infrastructure for regulatory accountability. Wise is continuously evolving the regulatory infrastructure that helps us demonstrate compliance across our licences, markets, and products. This platform connects our regulatory obligations to the policies, controls, … You'll help shape and strengthen this capability by partnering with engineers, product teams, and compliance specialists to ensure regulatory obligations are accurately reflected in our systems and translated into appropriate controls. You’ll also help make this scalable.

Staying ahead of global payment standards.  Wise operates across dozens of payment schemes and licensed entities worldwide. As international standards for payment messaging and data requirements evolve, you will own the compliance thread for how Wise's product and data infrastructure keeps pace, working closely with data engineering, scheme specialists, and regional legal counsel to ensure our payment flows are accurate, complete, and consistently applied across every market we operate in.

As Group Product Compliance Lead, you will:

  • Own compliance strategy and delivery across all of Wise for core domains such as payment processing, obligations to control mapping and verification standards

  • Translate complex, multi-jurisdictional obligations into actionable product and engineering decisions

  • Represent Wise's compliance position to regional regulators, internal forums, and external auditors where required

  • Build relationships with product, policy, and compliance teams globally to maintain a consistent and current view of obligations across markets

  • Help define and scale the assurance frameworks that give Wise confidence its controls are working

We are looking for someone who:

  • Has deep fintech compliance experience, with a track record of working directly in product teams, not alongside them

  • Is comfortable in codebases, engineering discussions, and architecture reviews; not intimidated by technical complexity

  • Can move between regulatory text and product specifications without losing either thread

  • Is a strong communicator who can synthesise regulatory complexity into a clear position for non-specialists

  • Is comfortable operating in ambiguity; capable of defining structure where none exists yet

  • Has a track record of influencing decisions across legal, engineering, and product at senior levels

  • Has familiarity with payment scheme rules (SEPA, SWIFT, domestic real-time rails)

  • Has experience with multi-entity or multi-licence compliance structures

  • Has working knowledge of KYC and identity verification frameworks and the product decisions that flow from them

In return, this role offers:

  • Real ownership: you ship things, you don't just advise

  • No regional or domain siloing; genuine cross-functional ownership spanning product, engineering, and compliance

  • The chance to shape infrastructure and frameworks that will operate at company scale, affecting every Wise customer and licensed entity

  • An exceptional cross-functional team across product, engineering, compliance, risk, and banking

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Deep fintech compliance experience working directly in product teams
  • Comfortable in codebases, engineering discussions, and architecture reviews
  • Ability to translate regulatory text into product specifications and vice versa
  • Strong communication skills to synthesize regulatory complexity for non-specialists
  • Track record influencing decisions across legal, engineering, and product at senior levels
  • Familiarity with payment scheme rules (SEPA, SWIFT, domestic real-time rails)
  • Experience with multi-entity or multi-licence compliance structures
  • Working knowledge of KYC and identity verification frameworks and related product decisions

What the Team is Saying

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Smrithi
Pavan
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Lauren

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is granted to all employees via time‑based RSUs/stock awards, aligning staff with company performance. This broad accessibility makes ownership a core part of total rewards.
  • Leave & Time Off Breadth Policies include a global minimum of 33–36 paid days off and a paid six‑week sabbatical after four years with a cash stipend. The sabbatical is positioned as a standard milestone benefit in addition to annual leave.
  • Parental & Family Support Wise commits to a minimum of 18 weeks’ fully paid parental leave for birth or adoption across many offices. Eligibility rules and tenure may apply by location while maintaining a companywide minimum standard.

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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