Group FinCrime Risk Manager

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As part of our team, you will be helping us create an entirely new network for the world's money.
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The Group Financial Crime Risk Manager will support the development of the financial crime risk framework in Wise and provide oversight and challenge to first line teams in how risk is managed across the organisation. This includes responsibility for enabling proactive risk management and maintaining oversight of Key Risk Indicators (KRIs), Risk Appetite Statements (RAS), control monitoring, risk assessments, issue and incident management, MI development and reporting and assisting in reporting to the Financial Crime Risk Committee (FCRC). The person will also play a key role in supporting the regional teams in Wise to ensure risk principals are applied consistently across the organisation. 

Key responsibilities:

Financial Crime Risk Support;

• Support the Financial Crime Risk team in embedding risk principals outlined in the Enterprise Risk Management Framework (ERMF) to all Wise teams.

• Support the ongoing oversight of KRIs including supporting the continuous development of new KRIs and embedding KRIs in regional teams.

• Support the development of control monitoring standards with 1LOD teams, ensuring controls are clearly documented and maintained up to date in GRC tool

Reporting;

• Work closely with our first and second line stakeholders to identify and implement effective MI across all remits and monitor Wise’s financial crime compliance program. This will include analysis and reporting on current trends where an increase in Wise’s risk exposure is identified. 

• Support the output of the quarterly financial crime risk assessment reporting for Senior Management Committees, including check and challenge to ensure risks assessment methodology has been applied correctly and any actions are clearly defined.

Incident and issue management;

• Coordinate global issue and incident management by providing second line oversight on root cause analysis, classification and management of financial crime related issues and incidents. This includes the required reporting to senior management and ongoing monitoring of remediation actions. 

• Support the coordination of global read-across work for issues identified at local entity level by CMT, IA and Regulators.

Financial Crime Risk Assessment;

• Provide support to regional teams to ensure the financial crime risk management principals are being executed consistently across all Wise locations and support with the annual delivery of the entity-wide annual financial crime risk assessment. 

• Take ownership of the Country Risk Assessment process, ensuring the risk assessment process is in line with industry standards and suitable to Wise products.

Strategic;

• Provide support to the team by contributing to strategic projects and uplifts to Wise’s Financial Crime Risk program. 

• Work closely with first and second line stakeholders to identify uplifts to financial crime risk methodologies and ensure the output of Wise’s risk assessments is effectively used to inform Wise’s approach to due diligence and possible changes to Wise’s control framework. 

• Ensure first line teams are applying risk principals when new products and controls are being built.

• Lead the risk team in attending first line product planning sessions.

• Experience: Proven experience within financial crime compliance within a regulated financial institution or fintech, ideally with a focus on enterprise-wide risk management and risk assessment methodologies.  

• Knowledge: Strong knowledge of global financial crime regulations, data analysis and interpretation, with a particular focus on financial crime typologies, taxonomies and control frameworks. SQL and/or LLM knowledge and experience is beneficial. 

• Skills: Excellent communication skills, both verbal and written. Strong analytical skills with the ability to interpret complex data and produce clear and concise reports.

• Collaboration: Ability to engage effectively with stakeholders across different functions, including senior management. Solution-oriented approach to challenging and supporting the first line.  

• Education: Bachelor’s degree in law, finance or other related areas. Additional certifications such as CAMS or ICA are beneficial.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

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