Who We Are
_able is transforming financial services in emerging markets with its best-in-class Digital Banking Platform. We help partners launch financial products by embedding them into digital channels their customers already use.
The foundation of the platform is grounded in data and informs everything we do: from credit scoring to marketing segmentation and everything in between. Building on this strong foundation, we’ve structured the platform around three key layers:
- API Integration Layer: Seamless connectivity for partners to integrate core systems.
- Module Layer: Flexible, customizable components tailored to partner needs.
- Services Layer: Expertise to manage financial products, including portfolio management, scoring, and communications.
This approach enables us to embed credit and savings products into any partner channel, making them easy to access and highly contextual. The benefit is that our platform can cater to a wide range of use cases:
- MNOs can deploy efficient loan and savings systems optimized for their channels.
- Fintechs can offer tailored financial services to their unique customer base.
- Banks can create new revenue streams and enhance customer loyalty without overhauling their core systems.
The result is a win-win-win for partners, customers, and _able. Having deployed across multiple markets in Africa, we’ve proven our platform meets a critical need and is driving us toward our core objectives:
- Democratizing financial services by reaching over 500 million people.
- Becoming the most trusted source of data in emerging markets.
The Role
As Group Finance Manager you will provide best-practice financial support to the group to help the company execute its goals and will play a pivotal role in implementing the finance strategy. The ideal candidate should have over 5 years of experience with in-depth knowledge of IFRS reporting standards and account reconciliation. The position will report to the Group Head of Finance and will manage a finance department covering the Group’s operations internationally
Position title: Group Finance Manager
Reports to: Group Head of Finance
Coverage: UAE (HQ), Kenya, Tanzania, and Uganda + other new markets
Base: The Oval, Parklands, Nairobi, Kenya
Travel: Required
Key Responsibilities
- Control routine accounting which includes maintenance of proper books of accounts.
- Lead a team of accountants to ensure accurate reporting, management of payables/receivables, invoicing and all other aspects of the business.
- Ensure accurate and timely reconciliation of accounts to account for able’s revenue across its operations (able operates on a revenue share model with its B2B partners and hence accurate and timely reconciliation is mission-critical).
- Preparation and maintenance of financial statements across the Group including consolidation at the Group level.
- Putting together and leading group budgeting and forecasting of financials.
- Building, managing, and maintaining detailed cash flow models to forecast cash flow needs for the group.
- Managing overheads within the agreed budgets and working out savings plans where possible.
- Implementing accounting policies and reporting in line with the company’s accounting standards and reporting requirements.
- Ensuring accurate and timely reporting of financial activities and maintaining validity and completeness of records in line with IFRS rules, policies, and procedures.
- Internal reporting and analysis and early warning to management.
- Enforcement of the integrity of reporting through the audit process.
- Ensuring treasury is set up and functions in accordance with the company’s policies, while minimizing interest, and costs and optimizing foreign exchange exposure.
- Implementing procedures and recommending system changes that facilitate accurate and timely completion of treasury transactions.
- Ensuring accurate and timely tax compliance and tax planning across all entities.
- Ensuring statutory compliance and timely filing of all company returns.
- Implementing and maintaining appropriate internal controls in the business to ensure the safeguarding of assets and company investments in line with company policies and procedures.
- Demonstrating leadership in the implementation of financial processes and controls to maximize the quality, efficiency, and effectiveness of financial information.
- Periodically reviewing the systems and implementing improvement programs.
- Leading engagements with external stakeholders including leading the group annual audit, group annual tax review
- Leading and evaluating intra-group funding structure and transfer pricing policies and funds flows.
- Leading implementation of accounting systems and software.
- Supporting the group leadership in strategic finance initiatives including sensitivity analyses; group financial forecasting and stress-testing.
Person Specification
Required
- Regional experience in emerging markets is preferred; with an understanding of tax environments across Africa preferably.
- Must be a CPA (K), Chartered Accountant or related qualification.
- Over 5 years’ experience in reputed organizations in the field of Finance and Accounts.
- Strong preference for experience in the fintech space and specifically in digital banking / lending products.
- Proficient in Microsoft Excel and Powerpoint.
Desired
- Practical, hardworking, hands on results oriented manager with the ability to achieve high quality results.
- Strong leadership, people management, planning and organizing skills.
- Ability to work effectively with third parties (particularly banks).
- Knowledge of finance, accounting, budgeting, and cost control principles, including International Financial Reporting Standards (IFRS).
- A relentless pursuit to build for scale with the smallest possible headcount and least possible opex and capex;
- Highly self-aware of strengths and weaknesses and embraces failure as an opportunity for learning and growth;
- Intuitive thinker who can marry the big picture with the details and apply a rational, data-driven approach to problem solving;
- Be emotionally intelligent, humble and excited to work within a team with a diverse set of experiences, backgrounds, and skills
Culture
At _able, we are a fast-paced, high-performing team driven by a shared passion for building the future of banking and democratising access to finance across emerging markets. Our team operates across offices in Dubai, Nairobi, Dar es Salaam, Kampala, Maputo, and Porto, with frequent travel to strengthen connections with colleagues and partners.
We value the impact of working together in person, believing it often delivers results that remote work cannot fully achieve. While work-from-home (WFH) is available for specific requests or situations, our culture emphasises the advantages of being physically present and engaged as a team.
We are entering an exciting phase of hyper-growth, expanding into new markets, scaling operations, and evolving our structures to shape the future of _able in 2026. We are looking for energetic, curious individuals who are passionate about our vision and eager to create value while driving innovation and growth in the markets we operate in.
We’re thrilled to have you join us as we reshape the financial landscape in emerging markets.
Benefits
- Health Insurance for you and your direct dependants
- Group Bonus Policy
- Long-Term Incentive Plan (LTIP)
- Mental Health and Wellbeing Platform
- Learning & Development Opportunities (Internal and External)
Skills Required
- CPA (K), Chartered Accountant or related qualification
- Over 5 years' experience in finance and accounts
- In-depth knowledge of IFRS reporting standards and account reconciliation
- Experience preparing consolidated group financial statements
- Proficient in Microsoft Excel and PowerPoint
- Regional experience in emerging markets with understanding of African tax environments
- Experience in fintech or digital banking / lending products
- Leadership and people management skills
- Experience managing treasury, cashflow modelling, and FX exposure
- Experience working with banks and external stakeholders (auditors, tax advisors)
What We Do
Credable is a Digital Banking Platform enabling Digital Banking products for Businesses and connecting them to Financial Institutions to better serve the underbanked populations with products they need. Credable Digital Banking Platform is being used by leading Mobile Operators, NeoBanks, Fintechs and traditional Banks. Credable's platform includes scoring capabilities. Our platform ingests structured and unstructured data at scale, allowing for real time credit risk pricing. With Credable the underbanked have access to relevant financial services directly delivered in the channels they are already in.









