At SAP Fioneer we believe in building the future of financial services. Join us on a transformative journey as a part of our Graduate Program L.I.F.T = Level up in Fioneer Technology!
You will embark on a journey to kickstart your career within a global software company with a start-up mentality. Here, you'll be tackling real tasks and contributing to impactful projects within our Lending Division from day one.
We believe in your potential, providing time for learning and growth, ensuring that you become fully productive as soon as possible.
This is an extremely unique advantage of being part of the SAP Family with the advantages of a start-up like fast growing organization: the freedom to create and entrepreneurial ways of working in a talent-centric organization with great career opportunities arising.
This is your chance to work with passionate professionals and the best experts in the industry - have an impact, create true value. So what are you waiting for? Check out what it takes to become part of our L.I.F.T Program!
What will I be doing
From the first day you will be in a real life client environment helping companies in the financial services industry to achieve speed, scalability, and cost efficiency through digital business innovation, cloud technology, and lending solutions that cover banking processes end to end.
Together with your team you will take care of projects, introducing our innovative software solutions and make sure, that our customer's business models thrive through our consulting services.
Thereby, you will build up deep knowledge about our products and the customer's processes, which will help you become a valuable expert.
Our Promise to YOU
You get enough time for learning, so you will be fully productive and creating value after three months.
A unique opportunity: we combine all advantages of being a) a part of the SAP family (leading enterprise grade platform, well-known brand, sales & service with global reach and many more) with b) the advantages of a startup-like fast growing organization: the freedom to create and entrepreneurial ways of working in a talent-centric organization with great career opportunities arising
Requirements
Degree Courses:
- Bachelor's/Master's degree in Computer Science, Information Technology, Physics, Mathematics, Business Administration, Economics, Banking, Finance
Your skillset:
- Strong analytical skills, including ability of strong quants and business judgement
- Basic knowledge in financial services/lending
- Interest in financial services topics/development
- The will to proactively drive and develop new solutions for our clients
- Personal openness towards social interactions
- Experience in working in interdisciplinary teams
- Experience in customer communication (nice to have)
You are a person who:
- Is searching for success
- Has an ambition to create solutions
- Has an entrepreneurial mindset
Topics Expertise / Interest:
- Credit Risk Management, Retail Banking/Lending , Commercial Banking/Lending
Benefits
- Diverse career paths in Development, Consulting, Co-Innovation, and Sales
- No rigid paths here – we believe in growing together
- Embrace our ethos: Own it, become it
- Find work-life balance with both on-site and remote options
- Drive direct impact and create true value
- Enjoy competitive compensation, a fast-paced learning path, and mentorship
Skills Required
- Bachelor's/Master's degree in Computer Science, Information Technology, Physics, Mathematics, Business Administration, Economics, Banking, Finance
- Strong analytical skills
- Basic knowledge in financial services/lending
- Interest in financial services topics/development
- Experience in customer communication
SAP Fioneer Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about SAP Fioneer and has not been reviewed or approved by SAP Fioneer.
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Fair & Transparent Compensation — Pay is considered competitive in core roles, especially in Germany and for senior professionals, with signals that some roles sit above typical market levels in those locations. Feedback suggests overall sentiment toward pay and perks is broadly favorable across major geographies where information is available.
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Flexible Benefits — Hybrid and flexible work are emphasized and widely experienced as part of the package, contributing meaningfully to total rewards. Feedback suggests flexibility is a consistent strength even as specific perks differ by market.
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Leave & Time Off Breadth — Public postings and materials indicate generous paid time off and holidays in several locations. Feedback suggests time-off provisions are a noticeable plus where detailed benefits are shared.
SAP Fioneer Insights
What We Do
SAP Fioneer builds software and platforms that enable banks, insurance companies, and challengers to run, transform and grow – cost-efficiently and at scale and speed. Backed by global technology leader SAP and entrepreneurial investor Dediq, we are in a unique position to combine the speed and agility of a start-up with the experience and capabilities of a best-in-class software company. Benefiting from a broad network of partners, we aspire to be more than just a vendor: a reliable and safe pair of hands that is there today and tomorrow to put financial services organizations at the cutting edge – from established players to disruptive challengers. As a global business with over 1,000 employees in 22 offices, and over 1,200 customers across 17 countries, SAP Fioneer’s pioneering spirit is fueled by bold creativity and underpinned by its rock-solid technology.









