The VCAT (Vulnerable Client Alert Team) Associate Investigator supports VP Investigators within the Vulnerable Adult Investigations (VAI) team by conducting high-volume, routine investigations involving scams, elder/vulnerable adult financial exploitation, subpoena-related matters, and IC3 complaint submissions. The role focuses on cases that do not require customer outreach, key responsibilities include reviewing accounts and transactions, identifying and remediating risk, documenting cases to meet SLAs, preparing and filing Suspicious Activity Reports (SARs) when warranted, completing required regulatory reporting/assessments, and escalating matters to VP Investigators as appropriate. The Associate reports to the Team Lead and partners with internal stakeholders and external agencies (e.g., Adult Protective Services, state regulators, and law enforcement) when required.
As a Global Security Investigator - Associate in Global Security (GS) you will protect the firm’s people and assets and support the safety and soundness of JPMorgan Chase’s operations worldwide. You will help reduce risk related to elder and vulnerable adult financial exploitation by managing a high volume of routine investigations—primarily scams and exploitation cases—while also supporting subpoena-related investigative work and IC3 complaint submissions when warranted. You will support senior investigators within VAI and perform investigations as part of VCAT, without direct customer contact. Reporting to the Team Lead, the Associate is expected to exercise sound fraud/risk judgment, maintain clear and defensible documentation, and consistently meet regulatory requirements and SLAs, including SAR drafting and filing.
Job Responsibilities:
- Conduct high-volume, routine investigations related to scams, elder/vulnerable adult exploitation, subpoena-related matters, and IC3 complaint submissions in support of VP Investigators (VAI) and as part of VCAT
- Review accounts and transactions to identify suspicious activity and risk
- Manage alerts efficiently; remediate and document cases to meet SLAs
- Gather and document evidence, trace transactions, and maintain accurate and timely case records in the case management system
- Make sound regulatory decisions and ensure compliance with policies, procedures, and reporting requirements
- Prepare, draft, and file SARs in line with applicable requirements and timelines
- Ensure SAR narratives and supporting documentation are complete, accurate, and defensible, clearly articulating activity, typologies, and investigative rationale
- Identify matters requiring escalation to VP Investigators
- Make timely notifications to Adult Protective Services, applicable state regulators, and law enforcement when warranted
- Maintain a working knowledge of relevant bank operations, policies, and procedures
- Communicate investigation findings to management and consult on more complex cases as needed
Required Qualifications, Capabilities, and Skills:
- Minimum 2 years of experience in financial crimes investigations, vulnerable adult investigations, or equivalent banking industry experience
- Strong analytical skills and attention to detail
- Effective time management and organizational skills; ability to manage multiple cases simultaneously
- Strong problem-solving and issue resolution abilities
- Excellent oral and written communication skills
- Ability to interact professionally with internal partners regarding sensitive situations
- Proficiency in MS Office tools
Preferred Qualifications, Capabilities, and Skills:
- Industry-recognized certifications (e.g., CFE, CFI)
- Experience researching and analyzing bank statements, credit card statements, and other financial records
- Ability to work independently and as part of a team
- Additional business-specific skills or certifications will be considered
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
Skills Required
- At least 2 years of experience in financial crimes investigations, vulnerable adult investigations, or equivalent banking industry experience
- Strong analytical skills and attention to detail
- Effective time management and organizational skills, including managing multiple cases simultaneously
- Strong problem-solving and issue resolution abilities
- Excellent oral and written communication skills
- Ability to interact professionally with internal partners regarding sensitive situations
- Proficiency in Microsoft Office tools
- Industry-recognized certification such as CFE or CFI
- Experience researching and analyzing bank statements, credit card statements, and other financial records
- Ability to work independently and as part of a team
- Additional business-specific skills or certifications
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
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Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
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Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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