About Payoneer
Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories.
By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence.
About the role
This is an overlay sales role. You are a specialist seller who works across and on top of the core APAC field team, bringing deep expertise in B2B cross-border payments and commercial / issuing card programs. You do not own the account relationship end-to-end; instead you attach to the deals of core Account Executives, source and accelerate specialized card opportunities, and carry an overlay quota tied to B2B card revenue across the region. Your job is to make the whole APAC team win more in your domain — and to be measured on that shared outcome.
How the overlay model works
You align to a set of core Account Executives / a territory and partner on their B2B card opportunities rather than replacing them.
You carry an overlay (attach) quota on specialized-product revenue across that coverage — credit is typically shared with the core AE on co-sold deals.
You also self-source specialized pipeline through outbound to expand the region’s reach into these products.
Success is a team outcome: your number is realized through deals you influence, accelerate, and expand alongside the field.
What you’ll do
CARRY THE OVERLAY NUMBER — SPECIALIZED-PRODUCT REVENUE
- Own an overlay / attach quota for commercial card programs across your APAC coverage.
- Attach to core AE opportunities — co-selling on discovery, solutioning, commercial framing, and close — to accelerate and expand deals into your specialized products.
- Self-source additional specialized pipeline through targeted outbound where the core team has white space.
- Sell to CFOs, treasury, finance, and procurement buyers, translating cross-border payment and card capabilities into clear commercial value.
ENABLE AND MULTIPLY THE FIELD TEAM
- Act as the go-to APAC domain expert on B2B payments and card products for the entire sales organization.
- Coach and enable core AEs — playbooks, battlecards, objection handling, and live deal support — so they can identify and progress specialized opportunities on their own.
- Join key calls as the specialist voice, bringing credibility and technical/commercial depth that shortens sales cycles and lifts win-rates.
- Drive attach and cross-sell across the installed base by partnering with account owners.
BE THE VOICE OF THE FIELD
- Channel competitive, pricing, and product-gap insights back to Product, Marketing, and Partnerships to sharpen the APAC proposition.
- Partner with Marketing / BDRs to shape outbound campaigns and account-based plays for specialized segments.
- Work with Solutions, Implementation, and Compliance so co-sold deals clear onboarding / KYC and go live smoothly.
What you bring
MUST HAVE
- 7+ years of B2B sales experience, including time in an overlay, specialist, solutions, or product-specialist selling role with a track record of hitting quota.
- Deep specialization in payments, fintech, cards, or banking sold to finance / treasury buyers — ideally cross-border B2B payments and/or commercial card programs.
- Strong outbound / new-business instincts — able to self-source specialized pipeline, not just support inbound.
- Proven ability to influence and win through others — co-selling with core reps and lifting their results without owning the relationship.
- Excellent collaboration and communication skills; comfortable operating in a shared-credit, matrixed environment.
- APAC market knowledge and cultural fluency across multiple markets. Fluent English required; an additional APAC language is a plus.
NICE TO HAVE
- Working knowledge of FX, treasury, AP/AR automation, card issuing / interchange, and working-capital products.
- Experience with MEDDIC / MEDDPICC or a comparable qualification framework.
- An existing network among APAC mid-market and enterprise finance leaders.
What success looks like — first 12 months
- By 90 days: ramped on product and ICP; aligned with your core AE coverage; first co-sell engagements and self-sourced specialized pipeline underway.
- By 6 months: pacing to overlay quota; enablement assets adopted by core AEs; measurable rise in the team’s B2B and card pipeline and attach rate.
- By 12 months: overlay target exceeded; recognized as the regional subject-matter expert; documented lift in the field team’s win-rate for specialized products.
What we offer
- Competitive base salary plus a specialist / overlay commission plan with accelerators for over-performance.
- The chance to sell high-impact products at a global fintech operating at scale.
- A clear growth path — toward senior specialist, sales management, or core enterprise sales.
- Hybrid working and an inclusive, ambitious, cross-border culture.
The Payoneer Ways of Working
Act as our customer’s partner on the inside
Learning what they need and creating what will help them go further.
Do it. Own it.
Being fearlessly accountable in everything we do.
Continuously improve
Always striving for a higher standard than our last.
Build each other up
Helping each other grow, as professionals and people.
If this sounds like a business, a community, and a mission you want to be part of, apply today.
We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis.
Skills Required
- 8+ years in GTM strategy, sales programs, sales enablement or excellence, or strategic sales initiatives, including cross-functional programs at scale
- Experience owning a Sales-Product interlock or equivalent field and product roadmap alignment
- Experience designing and launching go-to-market campaigns connecting demand generation to sales closure
- Experience leading new-product introductions and/or market and corridor launch strategy
- Strong analytical skills, including market and corridor prioritization and end-to-end funnel instrumentation
- Experience operating in a matrixed, multi-region organization and driving alignment without direct authority
- Excellent executive communication skills
- Fluency with Salesforce, Gong, BI, SQL, BigQuery, and campaign tooling
- Familiarity with corridor-based, multi-currency GTM and SMB, marketplace, or platform segments
- Experience establishing governance rhythms such as interlocks, QBRs, and forecast operating models across regions
- Fintech, payments, or cross-border B2B financial services experience
- Understanding of compliance, trust, long sales cycles, and multi-stakeholder buying committees in regulated financial services
- Ability to translate complex financial products into simple, sellable, market-ready motions
Payoneer Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Payoneer and has not been reviewed or approved by Payoneer.
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Healthcare Strength — Healthcare coverage in the US is described as fully funded for medical, dental, and vision. Feedback suggests this materially boosts the value of total rewards.
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Leave & Time Off Breadth — Time off includes 20 PTO days and supportive flexibility such as work-from-home reimbursements. These elements are frequently cited as enhancing work-life balance.
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Wellbeing & Lifestyle Benefits — Wellbeing and lifestyle perks such as wellness stipends, free Friday lunches, stocked kitchens, and office events are highlighted. These extras are seen as augmenting overall compensation value.
Payoneer Insights
What We Do
Payoneer is the financial technology company empowering borderless businesses to transact, do business, and grow globally. Founded in 2005, we're here to enable entrepreneurs and businesses in 190+ countries and territories to succeed in the global economy. Our all-in-one financial platform is built to removes barriers and simplify cross-border commerce, making it easier for millions of SMBs to pay and get paid, manage their funds across multiple currencies, and grow their businesses.
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