Global Financial Crimes Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Overview

The Financial Crimes Compliance Analyst will support the Policy and Governance Team Lead in FIU by assisting in policy development, governance oversight, and regulatory alignment supporting the institutions’ crime risk management strategies. The FCC Analyst will also be responsible for conducting extensive investigations to identify potentially suspicious financial and/or fraudulent activity, to include money laundering, terrorist financing, fraud and/or any other financial risk or crime. This role provides foundational experience in compliance, policy development, and governance within a global financial institution. Analysts in this role will gain exposure to AML frameworks, regulatory standards, and FIU operations oversight with an emphasis on Financial Crimes Governance. 

Responsibilities 

• Support routine and moderately complex governance and compliance activities, including governing documentation reviews, MI&R, and issue tracking.  

• Assist with monitoring regulatory developments, examinations, and audit-related requests as needed. 

• Perform gap analysis to identify issues and communicate to Senior Management.  

• Assist in drafting, reviewing, and updating AML/FIU governing documents. 

• Research and analyze new or updated regulatory requirements to assess potential impact on FIU operations. 

• Participate in policy implementation and special research projects using Microsoft Office Products such as Excel and PowerPoint.  

• Prepare qualitative reports, data metrics workbooks, and compliance presentations for senior management, governance committees, and regulators. 

• Collaborate with FIU Investigations, AML Operations, Enterprise Policy Governance, Global QA, Compliance Testing, and Audit teams to ensure consistency and alignment. 

• Assist in maintaining documentation repositories, version control, and proactive regulatory information management. 

• Review and research alert adjudicators and/or transactions. 

• Will be responsible for documenting research findings and accurately writing narratives detailing suspicious activity as required. 

• Accurately and confidently communicate with management any activity and trends that could implicate potential money laundering or terrorist financing. 

• Analytical/Investigative skills to determine unusual or possible suspicious activity regarding transaction or account activities. 

Requirements

• 1-3 years in banking, with a strong emphasis on BSA, AML and OFAC laws and regulations. 

• 3+ years proficiency in Microsoft Office (Word, Excel, PowerPoint) is required; comfort with data analysis tools including Co-Pilot and Power Automate is a plus. 

• Knowledge of the laws applicable to money laundering, to include the BSA, The Patriot Act, U.S. Treasury AML guidelines, OFAC requirements and Suspicious Activity Reporting requirements. 

• Understanding of banking and financial services, including an understanding of the various types of products, services, and transactions that are typical for a Financial Institution.  

• CAMS certification preferred but not required. 

• Experience in analyzing and managing financial crime investigative processes. 

• Process oriented coupled with a strong ability to understand ap­propriate program enhancing strategies. 

• Experience interacting with senior managers and compliance subject matter experts. 

• Collaborative with strong interpersonal communication skills; Detail-oriented and efficient in organized executions. 

Education

• Bachelor's degree or equivalent relevant experience.

The typical base pay range for this role is between $72,000 to $87,000 depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.